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Laser Focus World is an industry bedrock—first published in 1965 and still going strong. We publish original articles about cutting-edge advances in lasers, optics, photonics, sensors, and quantum technologies, as well as test and measurement, and the shift currently underway to usher in the photonic integrated circuits, optical interconnects, and copackaged electronics and photonics to deliver the speed and efficiency essential for data centers of the future.

Our 80,000 qualified print subscribers—and 130,000 12-month engaged online audience—trust us to dive in and provide original journalism you won’t find elsewhere covering key emerging areas such as laser-driven inertial confinement fusion, lasers in space, integrated photonics, chipscale lasers, LiDAR, metasurfaces, high-energy laser weaponry, photonic crystals, and quantum computing/sensors/communications. We cover the innovations driving these markets.

Laser Focus World is part of Endeavor Business Media, a division of EndeavorB2B.

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  • Professor Andrea M. Armani, University of Southern California
  • Ruti Ben-Shlomi, Ph.D., LightSolver
  • James Butler, Ph.D., Hamamatsu
  • Natalie Fardian-Melamed, Ph.D., Columbia University
  • Justin Sigley, Ph.D., AmeriCOM
  • Professor Birgit Stiller, Max Planck Institute for the Science of Light, and Leibniz University of Hannover
  • Professor Stephen Sweeney, University of Glasgow
  • Mohan Wang, Ph.D., University of Oxford
  • Professor Xuchen Wang, Harbin Engineering University
  • Professor Stefan Witte, Delft University of Technology
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3 expert tips to help you strategize for long-term financial planning

By: Brandpoint

(BPT) - Whether you're in the middle of your career, starting a new job or looking ahead to retirement, financial planning may be one of those items on your to-do list that keeps getting pushed aside for more pressing and immediate things. Regardless of where you may be on your financial journey, it's important to lean on experienced professionals who can help you make the right choices, at the right time, to assist with things like banking, investments or business planning.

The new year - a time when some people may be receiving a bonus, tax refund, etc. - is an ideal time to strategize, taking a fresh look at your financial situation, needs and timeline so you can set yourself up for success with any potential excess liquidity you may be receiving.

Here are three tips that can help you on the journey to better financial planning, from the experts at J.P. Morgan Wealth Management.

1. Identify your ambitions. Being thoughtful or intentional about your goals may feel challenging, but in time, it can help set you up for a clearer future when it comes to your wealth and earnings. For instance, what do you want your money to do for you and for others? Do you have an ample emergency fund and sound investment plan? Are you looking to set up a fund for a child or grandchild's education? Are you using your resources to reflect your personal values and support causes you care about, or to ensure your loved ones will have financial security in the future? Knowing your top priorities can help focus your efforts, ultimately leading to more security and satisfaction down the road.

Remember, your goals and ambitions may change over time, so it's recommended to review your goals regularly, then meet with a banker and financial advisor to adjust them as needed. To help you start identifying your financial goals, consider the benefits of establishing a personalized relationship with a banker through Chase Private Client.

Woman talking with a banker in a bank

2. After identifying your goals, create a path to help achieve them. As with anything in life, once you set your goals, you need a concrete plan for how to accomplish them. Working with a team of professionals, like Chase Private Client Bankers and J.P. Morgan Private Client Advisors, will help you determine how to do this, including ways to help maximize your wealth.

3. Get a great team in your corner. Handling your finances isn't easy. There's no "one size fits all" approach. Chase Private Client offers you a personalized relationship through access to a dedicated Chase Private Client Banker who will help you manage your everyday banking needs by connecting you with the right specialists across your personal, home lending, or business banking needs. Your Chase Private Client Banker is your primary contact, who ensures you get the most of your relationship including access to the 24/7 U.S.-based service team with skilled specialists to help with money movement, account servicing, online assistance, and more. As a Chase Private Client you will have access to a J.P. Morgan Private Client Advisor who can help you prioritize your goals and design a custom financial portfolio that reflects what's most important to you. Your Chase Private Banker will collaborate with your J.P. Morgan Private Client Advisor to plan with you for your financial future.

"Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account.

Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC.

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Past performance is not a guarantee of future results.

Asset allocation/diversification does not guarantee a profit or protect against a loss.

J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA, Opens overlay and SIPC, Opens overlay. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

INVESTMENT AND INSURANCE PRODUCTS ARE:
NOT FDIC INSURED NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES
SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED

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