Laser Focus World is an industry bedrock—first published in 1965 and still going strong. We publish original articles about cutting-edge advances in lasers, optics, photonics, sensors, and quantum technologies, as well as test and measurement, and the shift currently underway to usher in the photonic integrated circuits, optical interconnects, and copackaged electronics and photonics to deliver the speed and efficiency essential for data centers of the future.

Our 80,000 qualified print subscribers—and 130,000 12-month engaged online audience—trust us to dive in and provide original journalism you won’t find elsewhere covering key emerging areas such as laser-driven inertial confinement fusion, lasers in space, integrated photonics, chipscale lasers, LiDAR, metasurfaces, high-energy laser weaponry, photonic crystals, and quantum computing/sensors/communications. We cover the innovations driving these markets.

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Editorial Advisory Board

  • Professor Andrea M. Armani, University of Southern California
  • Ruti Ben-Shlomi, Ph.D., LightSolver
  • James Butler, Ph.D., Hamamatsu
  • Natalie Fardian-Melamed, Ph.D., Columbia University
  • Justin Sigley, Ph.D., AmeriCOM
  • Professor Birgit Stiller, Max Planck Institute for the Science of Light, and Leibniz University of Hannover
  • Professor Stephen Sweeney, University of Glasgow
  • Mohan Wang, Ph.D., University of Oxford
  • Professor Xuchen Wang, Harbin Engineering University
  • Professor Stefan Witte, Delft University of Technology

Data Shows Driver Risk Trends Affecting Businesses, Fleets and Insurance

By: NewsUSA

(NewsUSA) - Auto insurance costs have risen significantly over the last few years. This can be attributed to several factors, including higher repair costs associated with new vehicle technology, the potential impact of tariffs, and a growing number of incidents involving distracted driving and speeding. One of the keys to curbing the rising cost pressures is accurate data. This knowledge can assist insurers and employers in developing effective risk management strategies.

To help organizations understand the driving factors, SambaSafety, the leading provider of cloud-based driver risk management solutions, has issued its 2025 Driver Risk Report: Current Trends Shaping Roadway Safety.

The report’s findings can help everyone, including employers, insurers, and brokers, identify the root causes of dangerous driving risk. This information can help address the underlying issues and improve safety. This year’s report delivers insight into the behavioral trends behind crashes and claims, exploring the distinctions between age groups, fleet sizes, and industry segments.

“Risk isn’t random — it’s behavioral, and overwhelmingly predictable,” said Matt Scheuing, chief executive officer at SambaSafety. “The volatility in commercial auto insurance reflects the systemic risk that builds when unsafe behaviors go unaddressed. The opportunity for real improvement starts upstream, with better visibility, targeted intervention, and sustained behavior change.”

Drawing on SambaSafety’s extensive network of telematics integrations, court connections, motor vehicle records, and Compliance, Safety, and Accountability (CSA) data, the report’s key findings include:

  • An 11.1% year-over-year increase in auto premiums, with vehicle complexity, nuclear verdicts and dangerous driving behavior as contributing factors.
  • An increase in speed violations, which now make up nearly 40% of major driving violations in the United States.
  • A violation rate of 30.3% in the Southeast.
  • South Carolina increased nearly 4 percentage points over the prior year and had the highest violation rate nationwide at 50.3%.
  • A violation rate of 62.7% among younger drivers (ages 18-30 years) in South Carolina, 90% of which were for speeding.
  • Violation rates for monitored fleets across Construction, Government and Transportation and Logistics were more than 15 percentage points lower than the overall population, proving the effectiveness of proactive risk management.
  • The report examines the impact of these trends on different aspects of driver risk management, including rising insurance premiums, hiring and retention trends, and regulatory compliance, and offers a comprehensive assessment of the factors shaping driver risk and safety.


The 2025 Driver Risk Report: Current Trends Shaping Roadway Risk is available for download. For more information and to access the report, visit SambaSafety.com.

 

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