Laser Focus World is an industry bedrock—first published in 1965 and still going strong. We publish original articles about cutting-edge advances in lasers, optics, photonics, sensors, and quantum technologies, as well as test and measurement, and the shift currently underway to usher in the photonic integrated circuits, optical interconnects, and copackaged electronics and photonics to deliver the speed and efficiency essential for data centers of the future.

Our 80,000 qualified print subscribers—and 130,000 12-month engaged online audience—trust us to dive in and provide original journalism you won’t find elsewhere covering key emerging areas such as laser-driven inertial confinement fusion, lasers in space, integrated photonics, chipscale lasers, LiDAR, metasurfaces, high-energy laser weaponry, photonic crystals, and quantum computing/sensors/communications. We cover the innovations driving these markets.

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Editorial Advisory Board

  • Professor Andrea M. Armani, University of Southern California
  • Ruti Ben-Shlomi, Ph.D., LightSolver
  • James Butler, Ph.D., Hamamatsu
  • Natalie Fardian-Melamed, Ph.D., Columbia University
  • Justin Sigley, Ph.D., AmeriCOM
  • Professor Birgit Stiller, Max Planck Institute for the Science of Light, and Leibniz University of Hannover
  • Professor Stephen Sweeney, University of Glasgow
  • Mohan Wang, Ph.D., University of Oxford
  • Professor Xuchen Wang, Harbin Engineering University
  • Professor Stefan Witte, Delft University of Technology

What Homeowners Need to Know Before and After a Hurricane

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SPONSORED CONTENT -- (StatePoint) The official Atlantic hurricane season runs from June 1 through November 30, and the National Weather Service is predicting between 12 to 17 total named storms. The best advice for homeowners who want to be better prepared? Proactively think about what can be done ahead of time -- as well as after the fact -- so that you and your family are able to withstand severe weather and quickly recover from it.

“Every day, our team speaks with homeowners needing guidance on their insurance and ways to help keep their family and property safe. Customers typically ask our loss consultation team about water damage, deductibles and what might be covered under their insurance policies,” said Jim Wucherpfennig, vice president of Property Claim at Travelers, a property casualty insurer that assists homeowners in planning for and recovering from hurricanes. “Knowing policy terms and conditions can help alleviate some of a homeowner’s anxiety that accompanies a storm.”

Wucherpfennig suggests taking the following steps to be ready for severe weather:

Before a storm:

• Review your policy: Know your insurance coverage limits and check to see that your coverage amounts will allow you to repair or rebuild your property based on current costs.

• Keep good records: Store your policies and insurance contact information in a safe place should your property be damaged and you want to make a claim.

• Create an inventory of personal belongings: Capture video or write a list of items and store it with any important photos in a fireproof safe or safe deposit box. Consider purchasing extra coverage for computers, jewelry, art and other expensive items that could be damaged or destroyed in a storm.

• Consider purchasing flood insurance: This is a separate policy and can cover water damage due to flooding resulting from tropical storms and hurricanes.

After a storm:

• Make temporary repairs: Consider hiring a vendor to board up windows, tarp the roof, clean up hazardous spills and debris or take other steps to reduce the possibility of additional property damage.

• Separate and inventory damaged personal property: Create a list of any damaged contents and include a description of each item with details such as the name of the brand and manufacturer; age, place and date of purchase, and other pertinent facts. Be sure to include photographs, video, or personal property inventories you may already have available.

• Maintain accurate records: Keep detailed notes of your expenses and save bills and receipts from your temporary repairs.

For more information on how to get your home and your finances ready for severe weather, visit Travelers.com.

While no one likes to think about worst-case scenarios, being prepared before a storm, and having a plan for its aftermath, can help your family get back on its feet faster.

Photo Credit: (c) Image Source / iStock via Getty Images Plus

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