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home
about us
Investment Approach
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Team Biographies
Firm ADV PDFs
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
Services, Fees and Compensation
Client Information
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Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
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Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
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Morgan Stanley
(NY:
MS
)
179.96
+4.12 (+2.34%)
Official Closing Price
Updated: 4:10 PM EST, Feb 6, 2026
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Morgan Stanley to Host 17th Annual Go Red Women’s Leadership Event in Collaboration with the American Heart Association
February 05, 2026
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Archer-Daniels-Midland Stock Outlook: Is Wall Street Bullish or Bearish?
February 05, 2026
Archer-Daniels-Midland has notably outperformed the broader market over the past year, but analysts are cautious about the stock’s prospects.
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The Newest Member of the $1 Trillion Club Has Soared 4,755,356% Since Its IPO, and It's Still a Buy Right Now, According to Wall Street (Hint: Not a Tech Stock)
↗
February 05, 2026
This household name has joined rarified company with a 13-figure valuation.
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Humana Stock Slips Premarket After Hitting 9-Year Low: Morgan Stanley Sees Medicare Advantage Risk In 2027
↗
February 03, 2026
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Do Wall Street Analysts Like American Electric Power Stock?
February 05, 2026
Despite American Electric Power's outperformance relative to the broader market over the past year, Wall Street analysts maintain a cautiously optimistic outlook about the stock’s prospects.
Via
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Cardinal Health Stock: Is Wall Street Bullish or Bearish?
February 05, 2026
Cardinal Health has outperformed the broader market over the past year, and analysts remain highly optimistic about the stock’s prospects.
Via
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Why Is Amgen Stock Falling Premarket?
↗
February 05, 2026
Wall Street’s updated price targets on Amgen imply a wide range from about 16% downside to a 15% upside from the stock’s last close.
Via
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Is Reddit Stock Oversold — Or Do Problems Run Deeper? Here’s What Analysts, Retail Traders Think Ahead Of Q4 Earnings
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February 05, 2026
Reddit heads into Q4 earnings with its RSI near 21 and shares down 29% over the past year.
Via
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2 Large-Cap Stocks to Consider Right Now and 1 We Question
February 04, 2026
Large-cap stocks have the power to shape entire industries thanks to their size and widespread influence. With such vast footprints, however, finding new areas for growth is much harder than for...
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2 Mega-Cap Stocks to Own for Decades and 1 We Avoid
February 04, 2026
"Too big to fail" is how we would describe the megacap stocks in this article today. While they will likely stand the test of time, it’s not all sunshine and rainbows as their scale can limit their...
Via
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Why Oracle Stock Fell Hard To Start 2026
↗
February 04, 2026
Oracle stock continued to drop in January.
Via
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Topics
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Bonds
Earnings
A $4 Billion Reason to Buy Western Digital Stock Now
February 04, 2026
WDC is highly leveraged to the AI boom.
Via
Barchart.com
Topics
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Caesars Entertainment (CZR) Shares Skyrocket, What You Need To Know
February 04, 2026
Shares of hotel and casino entertainment company Caesars Entertainment (NASDAQ:CZR) jumped 8% in the afternoon session after the company announced the launch of the second phase of a $200 million...
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2 "Blue Chip" Artificial Intelligence (AI) Stocks to Buy for 2026 and Beyond
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February 04, 2026
These industry leaders offer a compelling combination of growth and value.
Via
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Topics
Artificial Intelligence
Are Wall Street Analysts Predicting Synchrony Financial Stock Will Climb or Sink?
February 04, 2026
Synchrony Financial has underperformed the S&P 500 Index over the past year, yet analysts remain moderately optimistic about the stock’s prospects.
Via
Barchart.com
Topics
Credit Cards
ETFs
Economy
Morgan Stanley Inclusive & Sustainable Ventures Hosts Global Demo Day, Opens Applications for Next Cohort
February 04, 2026
From
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Via
Business Wire
Is Wall Street Bullish or Bearish on CenterPoint Energy Stock?
February 04, 2026
Despite CenterPoint Energy's outperformance relative to the broader market over the past year, Wall Street analysts maintain a cautiously optimistic outlook about the stock’s prospects.
Via
Barchart.com
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Energy
The Smartest Growth Stock to Buy With $30 Right Now
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February 03, 2026
This pre-revenue biopharmaceutical stock is a home run swing worth taking.
Via
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Why HP (HPQ) Shares Are Trading Lower Today
February 03, 2026
Shares of personal computing and printing company HP (NYSE:HPQ) fell 5.5% in the morning session after the company announced the immediate resignation of its CEO, Enrique Lores, which was followed by...
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Sandisk Stock: Is Wall Street Bullish or Bearish?
February 03, 2026
Sandisk has significantly outperformed the broader market this year, and analysts are cautiously optimistic about the stock’s prospects.
Via
Barchart.com
Topics
Artificial Intelligence
ETFs
PJT (NYSE:PJT) Reports Sales Below Analyst Estimates In Q4 CY2025 Earnings
February 03, 2026
Investment banking firm PJT Partners (NYSE:PJT) fell short of the markets revenue expectations in Q4 CY2025, but sales rose 12.1% year on year to $535.2 million. Its non-GAAP profit of $2.55 per share...
Via
StockStory
Affirm Gets A Morgan Stanley Upgrade Ahead Of Earnings – Sees AFRM Stock’s Weakness As A ‘Compelling’ Opportunity
↗
February 03, 2026
The firm’s review suggests the challenges impacting Affirm are likely temporary and should ease over time.
Via
Stocktwits
Conagra Brands Stock: Is Wall Street Bullish or Bearish?
February 03, 2026
With Conagra Brands trailing the broader market over the past year, Wall Street analysts remain cautious about the company’s near-term outlook and growth prospects.
Via
Barchart.com
Topics
Economy
World Trade
Software Bear Market: 2 AI Stocks to Buy Before They Soar 102% and 170%, According to Wall Street Analysts
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February 03, 2026
Select Wall Street analysts think shares of Datadog and Atlassian are headed much higher in the next year.
Via
The Motley Fool
Topics
Artificial Intelligence
Axon Stock Pops After Trump Administration Moves To Deploy Body Cameras In Minneapolis
↗
February 03, 2026
Last month, two people were shot in Minneapolis following U.S. President Donald Trump’s immigration crackdown, which had pushed the government to deploy body cameras for officers.
Via
Stocktwits
Topics
Artificial Intelligence
Government
Immigration
1 Surging Stock Worth Your Attention and 2 We Turn Down
February 02, 2026
The stocks featured in this article have all approached their 52-week highs. When these price levels hit, it typically signals strong business execution, positive market sentiment, or significant...
Via
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Schwab Defies "Cash Sorting" Shadows with Record Performance and Strategic Leadership Pivot
February 02, 2026
The Charles Schwab Corporation (SCHW:NYSE) has officially turned the page on the era of regional banking anxiety and "cash sorting" that defined its recent history. Following its comprehensive earnings...
Via
MarketMinute
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Artificial Intelligence
Earnings
Economy
AMCAP Group Introduces AI Tools, Revolutionizing Wealth Management for Everyone
February 02, 2026
Via
Get News
Topics
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Workforce
The Sonic Singularity: Suno, Udio, and the Day Music Changed Forever
February 02, 2026
The landscape of the music industry has reached a definitive "Napster Moment," but this time the disruption isn't coming from peer-to-peer file sharing—it’s emerging from the very fabric of digital...
Via
TokenRing AI
Topics
Artificial Intelligence
The Algorithm as Architect: Inside Amazon’s 14,000-Role AI Displacement Strategy
February 02, 2026
The corporate landscape at Amazon.com Inc. (NASDAQ: AMZN) is undergoing its most radical transformation since the company’s founding, as a wave of 14,000 corporate job cuts signals a definitive shift...
Via
TokenRing AI
Topics
Artificial Intelligence
Economy
Workforce
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