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home
about us
Investment Approach
Client Service Approach
Market Analysis Summary
Mission Statement
Value Proposition
Team Biographies
Firm ADV PDFs
Form CRS
Firm Brochure-Part 2A of Form ADV
Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
Featured Quarterly Newsletter
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Morgan Stanley
(NY:
MS
)
213.76
-7.28 (-3.29%)
Streaming Delayed Price
Updated: 1:19 PM EDT, Jun 26, 2026
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The Sovereign Gold Rush: How Central Banks and 'Smart Money' Rewrote the Precious Metals Playbook
April 09, 2026
As of April 9, 2026, the global financial landscape is grappling with a profound structural shift that has transformed gold from a quiet insurance policy into the undisputed heavyweight champion of the...
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Initial Public Offering
Regulatory Compliance
3 Market-Beating Stocks for Long-Term Investors
April 09, 2026
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Crypto News: Pepeto Defi Exchange Update While Bitcoin Price Prediction Targets $200,000 as Ceasefire Lifts Crypto Market
April 08, 2026
Pepeto announced the update on the DeFi exchange, while the project is mirroring the exact Dogecoin success path, same DOGE
Via
First Publisher
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ETFs
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Why Morgan Stanley Stock Was Rising on Wednesday
↗
April 08, 2026
A unit of the storied investment bank rolled out its first spot cryptocurrency ETF.
Via
The Motley Fool
Topics
ETFs
VIX at Multi-Year Lows: Complacency Warning as the Fear Gauge Drops Below 11
April 08, 2026
The financial world woke up this morning to a rare and unsettling sight on their monitors: the Cboe Volatility Index, better known as the VIX, has officially dipped below the 11.00 mark. As of April 8,...
Via
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Why Axon Stock Bounced Back After Falling 10% Yesterday
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April 08, 2026
Wall Street gave Axon an endorsement in the middle of Axon Week.
Via
The Motley Fool
Western Digital's Q3 2026 Earnings: What to Expect
April 08, 2026
Western Digital is ready to release its fiscal third-quarter earnings soon, and analysts project a robust double-digit earnings growth.
Via
Barchart.com
Topics
ETFs
Morgan Stanley Just Downgraded Arm Stock on Chipmaking Pivot. Why, and Should You Sell ARM Now?
April 08, 2026
As Arm Holdings moves into chipmaking, Morgan Stanley pours cold water with a downgrade. Now that ARM has slipped, is this a buying chance or a warning sign for ARM investors?
Via
Barchart.com
Topics
Artificial Intelligence
Did The NYT Identify Bitcoin's Creator? Morgan Stanley Launches ETF, Cryptos Rally.
↗
April 08, 2026
Bitcoin price, cryptocurrencies rally on Iran ceasefire. Morgan Stanley launches bitcoin ETF. The NYT may have found Satoshi Nakamoto.
Via
Investor's Business Daily
Topics
ETFs
Morgan Stanley Launches Low-Fee Bitcoin ETF To Rival BlackRock, Grayscale
↗
April 08, 2026
Morgan Stanley has launched a low-fee Bitcoin ETF (MSBT), undercutting competitors and signaling growing institutional adoption. Backed by strong partners like Coinbase and BNY.
Via
Benzinga
Topics
ETFs
Tesla Missed Q1 Delivery Expectations. Can TSLA Stock Survive Yet Another Blow?
April 08, 2026
Tesla delivered 358,023 vehicles in Q1 2026, missing the Wall Street consensus of 365,645. Here's what TSLA investors need to know before earnings on April 22.
Via
Barchart.com
Topics
Electric Vehicles
Move Over, Western Digital! Why Seagate Is the New Top Stock Pick
April 08, 2026
Amid AI-driven storage demand, Morgan Stanley hands the baton to Seagate, citing stronger margins and upside, edging out Western Digital.
Via
Barchart.com
Topics
Artificial Intelligence
Economy
Morgan Stanley Investment Management Enters Digital Investments Universe With Launch of Morgan Stanley Bitcoin Trust
April 08, 2026
From
Morgan Stanley Investment Management
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Bill Ackman Says Stocks Are “Stupidly Cheap”
↗
April 07, 2026
The Motley Fool’s Hidden Gems team dissects comments from billionaire investor Bill Ackman and talks about whether AI is a benefit or an existential risk for third-party demand aggregators.
Via
The Motley Fool
Topics
Artificial Intelligence
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Supply Chain
Stock Market Today, April 7: Apple Slides Against Muted Market Backdrop
↗
April 07, 2026
Health insurers gained today on Medicare Advantage payment rate news while investors watch developments in the Iran conflict, today, April 7, 2026.
Via
The Motley Fool
Topics
Artificial Intelligence
Stocks
UBS Upgrades Morgan Stanley to Buy Citing Quality Amid Volatility
April 07, 2026
In a decisive move that challenges the prevailing market anxiety, UBS has upgraded Morgan Stanley (NYSE: MS) from "Neutral" to "Buy," signaling a strong vote of confidence in the Wall Street giant’s...
Via
MarketMinute
Topics
Artificial Intelligence
ETFs
Earnings
Arm Holdings Downgraded on AI CPU Roadmap Costs and Growth Fears
April 07, 2026
On Tuesday, April 7, 2026, the high-flying semiconductor sector faced a stark reality check as Morgan Stanley (NYSE: MS) issued a high-profile downgrade for Arm Holdings (NASDAQ: ARM). The firm moved...
Via
MarketMinute
Topics
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Economy
Intellectual Property
Unshackled: Wells Fargo’s Aggressive Investment Banking Blitz Reshapes Wall Street Post-Asset Cap
April 07, 2026
Nearly ten months after the Federal Reserve officially lifted the $1.95 trillion asset cap that had constrained its growth for seven years, Wells Fargo & Co. (NYSE:WFC) has transformed from a...
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MarketMinute
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Why Tesla (TSLA) Shares Are Trading Lower Today
April 07, 2026
What Happened? Shares of electric vehicle pioneer Tesla (NASDAQ:TSLA) fell 3% in the afternoon session after escalating geopolitical tensions triggered a bro...
Via
StockStory
Topics
Economy
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Dear Morgan Stanley Stock Fans, Mark Your Calendars for April 15
April 07, 2026
Morgan Stanley's upcoming earnings should shine light on whether MS stock deserves its current premium or not.
Via
Barchart.com
Topics
ETFs
Earnings
US Labor Market Shows Resilience with 178,000 Jobs Added in March
April 07, 2026
The United States labor market defied expectations in March 2026, adding 178,000 jobs and pushing the unemployment rate down to 4.3%. This surge significantly outperformed the consensus forecast of...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
Economy
Why Is Arm Stock Falling Tuesday?
↗
April 07, 2026
ARM shares dip as Morgan Stanley downgrades to Equal-Weight. Get the latest on the $150 price target and AI execution risks.
Via
Benzinga
Topics
Artificial Intelligence
Morgan Stanley Capitalizes On Private Credit Dislocation With New Fund
↗
April 07, 2026
Morgan Stanley is prepping the launch of a fund focused on credit amid increased pressure for liquidity in the private credit sector.
Via
Benzinga
Carnival, Norwegian Cruise Line, Compass, Blink Charging, and Taylor Morrison Home Stocks Trade Down, What You Need To Know
April 07, 2026
What Happened? A number of stocks fell in the afternoon session after geopolitical tensions spiked following a strict deadline set for Iran. President Trump ...
Via
StockStory
Topics
Economy
Government
What I'm Watching With Goldman Sachs to See if It Beats the Market
↗
April 07, 2026
There is one stat to focus in on when Goldman Sachs reports earnings on April 13.
Via
The Motley Fool
Why Arm Stock Is Tumbling Today
↗
April 07, 2026
Investors latched onto one analyst's opinion today.
Via
The Motley Fool
Topics
Artificial Intelligence
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