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home
about us
Investment Approach
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Market Analysis Summary
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Value Proposition
Team Biographies
Firm ADV PDFs
Form CRS
Firm Brochure-Part 2A of Form ADV
Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
Featured Quarterly Newsletter
Featured Articles
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Macy's
(NY:
M
)
18.09
+0.51 (+2.90%)
Official Closing Price
Updated: 7:00 PM EDT, Mar 31, 2026
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Macy’s (M): Can ‘A Bold New Chapter’ Save the American Icon?
January 16, 2026
Date: January 16, 2026 Introduction In the high-stakes world of American retail, few names carry as much historical weight—or have faced as much skepticism—as Macy’s, Inc. (NYSE: M). For the better...
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January 15, 2026
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January 14, 2026
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Trade Tensions and Price Tags: 2026 Inflation Fears Surge as Tariff Costs Loom Over Global Markets
January 13, 2026
As of mid-January 2026, the global financial markets are caught in a tense "wait-and-see" pattern. Investors are increasingly jittery as the delayed inflationary effects of aggressive 2025 trade...
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The Trillion-Dollar Tally: US Retail Sales Preview Puts the "K-Shaped" Consumer to the Test
January 13, 2026
As the sun rises on January 13, 2026, the financial world is bracing for one of the most consequential economic data points of the new year. Tomorrow morning, the U.S. Census Bureau is scheduled to...
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The Value Renaissance: Dollar General Surges as Thrift-Conscious Consumers Reshape the Retail Landscape
January 12, 2026
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3 Small-Cap Stocks with Open Questions
January 11, 2026
Small-cap stocks can be incredibly lucrative investments because their lack of analyst coverage leads to frequent mispricings. However, these businesses (and their stock prices) often stay small...
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Ralph Lauren’s Renaissance: Analyzing the Path to Global Luxury Dominance (NYSE: RL)
January 09, 2026
Published on: January 9, 2026 By: PredictStreet Research Desk Introduction In the volatile world of global fashion, few brands have successfully navigated the treacherous transition from ubiquitous...
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Retail Sector Outlook 2026: Navigating the Spending Hangover and Tariff Pressures
January 07, 2026
As the calendar turns to January 7, 2026, the U.S. retail sector finds itself at a critical crossroads. Following a holiday season that saw nominal sales cross the historic $1 trillion mark, the...
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3 Value Stocks We Find Risky
January 06, 2026
Value investing has created more billionaires than any other strategy, like Warren Buffett, who built his fortune by purchasing wonderful businesses at reasonable prices. But these hidden gems are few...
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The $14 Billion Cyber Monday: How a Debt-Fueled 2025 Holiday Season Sets the Stage for a Precarious 2026
December 31, 2025
As the clock strikes midnight on December 31, 2025, the American retail sector is closing the books on a holiday season that was as record-breaking as it was revealing. While total nominal spending...
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Ex-Walmart CEO Bill Simon Sees Big Retail Dominating 2026 As Smaller Players Fight To Survive
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December 31, 2025
Simon sees a good year ahead for big players in the retail segment including Walmart, Costco and Amazon.
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Is the Market Mispricing Macy's Compared With Other Retail Stocks?
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December 31, 2025
Despite turnaround progress, Wall Street remains skeptical.
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The Motley Fool
Nike's Holiday Volatility: Inside the Swoosh's $10 Billion Rollercoaster and the 2025 Retail Pivot
December 26, 2025
The 2025 holiday shopping season has proven to be a trial by fire for Nike (NYSE: NKE). As of December 26, 2025, the athletic apparel giant is emerging from a period of intense stock volatility that...
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Nike Shares Lead Dow Higher as Tim Cook Signals Confidence with $3M Purchase
December 24, 2025
On a quiet Christmas Eve trading session, Nike, Inc. (NYSE: NKE) emerged as the standout performer of the Dow Jones Industrial Average, providing a much-needed spark for the retail giant after a...
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The Billion-Dollar Threshold: Retail’s K-Shaped Christmas as Walmart and Aldi Close Early for the Holidays
December 24, 2025
As the sun sets on Christmas Eve 2025, the American retail landscape presents a study in stark contrasts. While total holiday spending is projected to cross the historic $1 trillion milestone for the...
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General Merchandise Retail Stocks Q3 Highlights: Macy's (NYSE:M)
December 23, 2025
Looking back on general merchandise retail stocks’ Q3 earnings, we examine this quarter’s best and worst performers, including Macy's (NYSE:M) and its peers.
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The Billion-Dollar Divide: Retailers Navigate a K-Shaped Holiday Season in 2025
December 23, 2025
As the final shopping days of the 2025 holiday season wind down, the American retail landscape is defined by a stark divergence between the "haves" and the "have-nots." Despite a cooling labor market...
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The Great Disconnect: Why Booming 2025 GDP Feels Like a Recession to Main Street
December 23, 2025
As the curtain closes on 2025, the United States economy presents a baffling paradox that has left economists and policymakers scrambling for answers. On paper, the nation is thriving: third-quarter...
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The Great Swoosh Reset: An In-Depth Analysis of Nike’s (NKE) 2025 Turnaround Strategy
December 23, 2025
As of December 23, 2025, the world’s largest sportswear brand find itself at a historic crossroads. Nike, Inc. (NYSE: NKE), once the undisputed king of both the stadium and the street, is currently...
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The Great Retail Divide: Why Williams-Sonoma and TJX are Telling Two Different Stories About the American Wallet
December 23, 2025
As the 2025 holiday season reaches its peak, a striking divergence has emerged in the American retail sector. While the broader economy grapples with the lingering effects of high interest rates and...
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TJX Surges as Off-Price Retail Becomes the Consumer Anchor for 2026
December 23, 2025
In a retail landscape increasingly defined by price sensitivity and a "flight to value," The TJX Companies (NYSE:TJX) has emerged as a clear market leader, with its stock price surging to record highs...
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Macy's: A Year in Review and a Look Ahead
↗
December 20, 2025
Can Macy's maintain its momentum?
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The Motley Fool
Inflation Cools to 2.7% as Retailers Cross $1 Trillion Holiday Threshold: What the 2026 Outlook Holds
December 18, 2025
The U.S. economy received a much-anticipated data point today as the Bureau of Labor Statistics released the December 2025 Consumer Price Index (CPI) report, showing a headline inflation rate of 2.7%...
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The Elliott Playbook: How the Waterstones/Barnes & Noble IPO Signals a New Era for Institutional Retail Activism
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As the financial world closes out 2025, a significant shift in the retail landscape is taking center stage. Elliott Management, the powerhouse investment firm known for its aggressive activist...
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The 2025 Holiday Retail Reckoning: Value-Driven Consumers and AI-Powered Shopping Redefine the Season
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As of December 18, 2025, the holiday shopping season has reached its fever pitch, revealing a retail landscape that is more polarized and digitally integrated than ever before. While total holiday...
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