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home
about us
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
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TAF sm Program
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Quarterly Performance Reports
Market Value Securities (MVS)
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Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
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Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
Featured Quarterly Newsletter
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Macy's
(NY:
M
)
18.09
+0.51 (+2.90%)
Official Closing Price
Updated: 7:00 PM EDT, Mar 31, 2026
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Nike’s Q3 Earnings: A High-Stakes Barometer for Global Consumer Resilience Amid Geopolitical Storms
March 30, 2026
As the sun sets on a volatile first quarter of 2026, the financial world is turning its collective gaze toward Beaverton, Oregon. Tomorrow, Tuesday, March 31, 2026, Nike (NYSE: NKE) is scheduled to...
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MarketBeat Week in Review – 03/23 - 03/27
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March 28, 2026
After last week’s rally, stocks pulled back this week as uncertainty trumped (no pun intended) everything else. The Trump administration’s pause in hostilities with Iran initially soothed investor...
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Kohl's CEO Announces Major Revamp: A Back-to-Basics Strategy for 2026
March 25, 2026
In a high-stakes bid to reverse years of declining foot traffic and identity crisis, Kohl’s Corporation (NYSE: KSS) CEO Michael J. Bender officially unveiled a comprehensive strategic revamp during the...
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MarketMinute
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Earnings
Macy's Analysts Slash Their Forecasts After Q4 Results
↗
March 19, 2026
Macy's (NYSE:M) reported better-than-expected Q4 results and issued guidance. Analysts have mixed opinions with price target changes.
Via
Benzinga
Powell's Inflation Warning Hammers Wall Street — But Not Everyone Is Crying
↗
March 19, 2026
Via
Chartmill
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The Great Luxury Bifurcation: Macy’s Ascends as Saks Global Falters in a Reshaped Retail Landscape
March 25, 2026
As of late March 2026, the American retail landscape has reached a definitive turning point, characterized by a stark "Great Bifurcation" between the nation’s two largest luxury purveyors. While Macy’s...
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MarketMinute
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Macy’s (NYSE: M) Deep Dive: A Bold New Chapter Yields a 2026 Earnings Resurgence
March 24, 2026
As of March 24, 2026, the retail landscape looks markedly different than it did just two years ago. At the center of this transformation is Macy’s Inc. (NYSE: M), a legacy department store giant once...
Via
Finterra
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Earnings
Economy
World Trade
Macy’s Beats Expectations Again, But Guidance Spooks Investors
↗
March 24, 2026
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1 Value Stock for Long-Term Investors and 2 Facing Challenges
March 24, 2026
The low valuation multiples for value stocks provide a margin of safety that growth stocks rarely offer. However, the challenge lies in determining whether t...
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Global Energy Markets Shaken: Brent Crude Surges to $110 as Iran Conflict Threatens Strait of Hormuz
March 20, 2026
The global energy landscape reached a fever pitch this week as Brent crude oil prices solidified their position at $110 per barrel, following a volatile surge that briefly touched $120. The primary...
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MarketMinute
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Stocks making big moves yesterday: Leslie's, Macy's, Frontier, BrightSpring Health Services, and Williams-Sonoma
March 19, 2026
Check out the companies making headlines yesterday: Leslie's (NASDAQ:LESL): Pool products retailer Leslie’s (NASDAQ:LESL) rose by 11.2% on Wednesday after a ...
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StockStory
Why Are Macy's (M) Shares Soaring Today
March 18, 2026
What Happened? Shares of department store chain Macy’s (NYSE:M) jumped 5.1% in the afternoon session after the company reported stronger-than-expected fourth...
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StockStory
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A Bold New Chapter: Macy’s (M) Charts a Path to Growth Amid Retail Transformation
March 18, 2026
By Finterra Research TeamPublished: March 18, 2026 Introduction As of March 18, 2026, the American retail landscape is witnessing a narrative that many skeptics thought impossible just two years ago:...
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Finterra
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Earnings
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World Trade
Macy’s (NYSE:M) Q4 CY2025: Beats On Revenue, Stock Soars
March 18, 2026
Department store chain Macy’s (NYSE:M) announced better-than-expected revenue in Q4 CY2025, but sales fell by 1.1% year on year to $7.92 billion. The company...
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StockStory
Macy’s, Inc. and Macy’s Return to Annual Comparable Sales Growth; Fourth Quarter and Fiscal Year 2025 Results Exceed Guidance
March 18, 2026
From
Macy’s, Inc.
Via
Business Wire
Macy's (M) Reports Earnings Tomorrow: What To Expect
March 16, 2026
Department store chain Macy’s (NYSE:M) will be reporting earnings this Wednesday morning. Here’s what to look for. Macy's beat analysts’ revenue expectations...
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StockStory
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World Trade
A Journalistic Style Headline: The Great Softening: U.S. Labor Market Sheds 92,000 Jobs as Unemployment Climbs to 4.4%
March 16, 2026
The U.S. economy sent a chilling signal to investors and policymakers alike this month as the Department of Labor reported an unexpected contraction in the workforce for February 2026. Defying...
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MarketMinute
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Stagflation Fears Reignite: Fed Paralyzed as Q4 GDP Slumps to 0.7% While Inflation Sticks at 2.8%
March 13, 2026
The American economy is currently sending a pair of deeply conflicting signals that have left both Wall Street and the Federal Reserve in a state of strategic paralysis. On March 13, 2026, the Bureau...
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MarketMinute
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The Rolex-to-Rhubarb Pivot: How Walmart’s High-End Strategy is Capturing the 2026 Consumer
March 11, 2026
BENTONVILLE, AR — In a retail landscape defined by "sticky" inflation and a fragmented consumer base, Walmart Inc. (NYSE: WMT) has successfully executed one of the most improbable brand evolutions in...
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MarketMinute
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3 Profitable Stocks We Keep Off Our Radar
March 11, 2026
Even if a company is profitable, it doesn’t always mean it’s a great investment. Some struggle to maintain growth, face looming threats, or fail to reinvest ...
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Kohl’s Shares Tumble 10% as Weak 2026 Outlook Overshadows Q4 Earnings Beat
March 10, 2026
The retail sector witnessed a sharp divergence in performance and sentiment today as Kohl’s Corporation (NYSE: KSS) released its fourth-quarter 2025 results. Despite delivering a bottom-line...
Via
MarketMinute
Topics
Earnings
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Resilience in the Aisles: US Retail Sales Defy Inflation with 0.3% Growth in February 2026
March 06, 2026
Consumer spending in the United States showed surprising strength in early 2026, as February retail sales rose by 0.3% month-over-month. This performance marks a critical rebound from a sluggish...
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MarketMinute
Topics
Artificial Intelligence
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World Trade
Macy’s Rebounds: A Deep-Dive into the ‘Bold New Chapter’ and the March 2026 Stock Rally
March 06, 2026
On March 6, 2026, Macy’s Inc. (NYSE: M) once again became the talk of Wall Street, as its shares surged 5% following a fiscal fourth-quarter earnings report that handily beat analyst expectations. For...
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Finterra
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Supply Chain
The Treasure Hunt King: A Deep-Dive into TJX Companies (TJX) for 2026
March 06, 2026
As of March 6, 2026, the retail landscape continues to grapple with shifting consumer behaviors and macroeconomic fluctuations. Yet, one name consistently stands out as a beacon of resilience: The TJX...
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Finterra
Topics
ETFs
Earnings
Economy
Ross Stores (ROST) Deep-Dive: Decoding the 8% Surge and the Future of the Treasure Hunt
March 05, 2026
On March 5, 2026, the retail sector witnessed a definitive signal of consumer resilience as Ross Stores, Inc. (NASDAQ: ROST) saw its stock price surge by over 8%, reaching a new 52-week high of...
Via
Finterra
Topics
Earnings
Economy
Energy
Ross Stores Surges 7.4% on Blowout Q4 Earnings and Bullish 2026 Outlook
March 04, 2026
On March 4, 2026, shares of Ross Stores, Inc. (Nasdaq: ROST) skyrocketed 7.4% after the discount retail giant reported fourth-quarter results that shattered Wall Street expectations. The company...
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MarketMinute
Topics
Earnings
Economy
Energy
Retail at a Crossroads: Macy’s and Best Buy Navigate a 'K-Shaped' Economy Amid Geopolitical Headwinds
March 03, 2026
As the 2025-2026 fiscal year draws to a close, the American retail landscape finds itself at a critical juncture. Today, March 3, 2026, the market received a split verdict on the health of the American...
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MarketMinute
Topics
Artificial Intelligence
Earnings
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Target Defies Gravity with Earnings Beat Amidst Rising Energy Costs and ‘Tariff-Led’ Inflation
March 03, 2026
As the opening bell rang on March 3, 2026, all eyes turned to Target Corporation (NYSE: TGT) as it released its fourth-quarter 2025 financial results. In a climate defined by a "K-shaped" economic...
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Macy’s, Inc. to Report Fourth Quarter and Fiscal Year 2025 Results on March 18, 2026
March 03, 2026
From
Macy’s, Inc.
Via
Business Wire
The Great Pivot: Morgan Stanley Declares the Return of Retail in Bold Sector Shift
February 27, 2026
In a move that has sent ripples across Wall Street, Morgan Stanley (NYSE: MS) has officially upgraded the Consumer Discretionary Goods sector to Overweight, signaling a definitive preference for...
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MarketMinute
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Economy
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