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home
about us
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Team Biographies
Firm ADV PDFs
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
Featured Quarterly Newsletter
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Macy's
(NY:
M
)
23.38
+0.05 (+0.21%)
Official Closing Price
Updated: 7:00 PM EDT, Jul 24, 2026
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Resilience in the Aisles: US Retail Sales Defy Inflation with 0.3% Growth in February 2026
March 06, 2026
Consumer spending in the United States showed surprising strength in early 2026, as February retail sales rose by 0.3% month-over-month. This performance marks a critical rebound from a sluggish...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
World Trade
Macy’s Rebounds: A Deep-Dive into the ‘Bold New Chapter’ and the March 2026 Stock Rally
March 06, 2026
On March 6, 2026, Macy’s Inc. (NYSE: M) once again became the talk of Wall Street, as its shares surged 5% following a fiscal fourth-quarter earnings report that handily beat analyst expectations. For...
Via
Finterra
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Economy
Supply Chain
The Treasure Hunt King: A Deep-Dive into TJX Companies (TJX) for 2026
March 06, 2026
As of March 6, 2026, the retail landscape continues to grapple with shifting consumer behaviors and macroeconomic fluctuations. Yet, one name consistently stands out as a beacon of resilience: The TJX...
Via
Finterra
Topics
ETFs
Earnings
Economy
Ross Stores (ROST) Deep-Dive: Decoding the 8% Surge and the Future of the Treasure Hunt
March 05, 2026
On March 5, 2026, the retail sector witnessed a definitive signal of consumer resilience as Ross Stores, Inc. (NASDAQ: ROST) saw its stock price surge by over 8%, reaching a new 52-week high of...
Via
Finterra
Topics
Earnings
Economy
Energy
Ross Stores Surges 7.4% on Blowout Q4 Earnings and Bullish 2026 Outlook
March 04, 2026
On March 4, 2026, shares of Ross Stores, Inc. (Nasdaq: ROST) skyrocketed 7.4% after the discount retail giant reported fourth-quarter results that shattered Wall Street expectations. The company...
Via
MarketMinute
Topics
Earnings
Economy
Energy
Retail at a Crossroads: Macy’s and Best Buy Navigate a 'K-Shaped' Economy Amid Geopolitical Headwinds
March 03, 2026
As the 2025-2026 fiscal year draws to a close, the American retail landscape finds itself at a critical juncture. Today, March 3, 2026, the market received a split verdict on the health of the American...
Via
MarketMinute
Topics
Artificial Intelligence
Earnings
Economy
Target Defies Gravity with Earnings Beat Amidst Rising Energy Costs and ‘Tariff-Led’ Inflation
March 03, 2026
As the opening bell rang on March 3, 2026, all eyes turned to Target Corporation (NYSE: TGT) as it released its fourth-quarter 2025 financial results. In a climate defined by a "K-shaped" economic...
Via
MarketMinute
Topics
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Economy
Supply Chain
Macy’s, Inc. to Report Fourth Quarter and Fiscal Year 2025 Results on March 18, 2026
March 03, 2026
From
Macy’s, Inc.
Via
Business Wire
The Great Pivot: Morgan Stanley Declares the Return of Retail in Bold Sector Shift
February 27, 2026
In a move that has sent ripples across Wall Street, Morgan Stanley (NYSE: MS) has officially upgraded the Consumer Discretionary Goods sector to Overweight, signaling a definitive preference for...
Via
MarketMinute
Topics
Economy
OneWater, Macy's, and Bath and Body Works Shares Plummet, What You Need To Know
February 27, 2026
A number of stocks fell in the afternoon session after the release of a stronger-than-expected Producer Price Index (PPI) for January, fueled concerns about inflation and its impact on consumer...
Via
StockStory
Topics
Economy
World Trade
Macy's, Inc. Board of Directors Announces Increase to Quarterly Dividend
February 27, 2026
From
Macy’s, Inc.
Via
Business Wire
Macy’s Launches “Celebrations Start at Macy’s,” a Year-Long Immersive Platform Bringing Life’s Moments to the Center of Culture
February 27, 2026
From
Macy’s
Via
Business Wire
The Treasure Hunt Triumphs: TJX Earnings Reveal a New Era of 'High-Income' Discounting
February 25, 2026
FRAMINGHAM, MA — In a retail landscape increasingly divided by economic crosscurrents, The TJX Companies (NYSE:TJX) proved on Wednesday, February 25, 2026, that the appetite for value has moved beyond...
Via
MarketMinute
Topics
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World Trade
3 Consumer Stocks to Buy at a Discount
↗
February 23, 2026
These consumer stocks remain too cheap to pass up, even after recently surging in price.
Via
The Motley Fool
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3 Cash-Producing Stocks We’re Skeptical Of
February 16, 2026
Generating cash is essential for any business, but not all cash-rich companies are great investments. Some produce plenty of cash but fail to allocate it effectively, leading to missed opportunities.
Via
StockStory
3 Reasons M is Risky and 1 Stock to Buy Instead
February 16, 2026
Macy's has been on fire lately. In the past six months alone, the company’s stock price has rocketed 62.5%, reaching $21.56 per share. This was partly due to its solid quarterly results, and the...
Via
StockStory
BILL Stock Down 24%, Core Revenue Up 17%: Why a 14% Portfolio Bet Signals Conviction
↗
February 16, 2026
This cloud software provider streamlines financial workflows for small and midsize businesses through a subscription-based SaaS platform.
Via
The Motley Fool
Topics
Regulatory Compliance
Chemed Stock Down 15% in a Year as One Fund Builds a $5.56 Million Stake
↗
February 16, 2026
Chemed Corporation delivers hospice care and essential home services nationwide through its VITAS and Roto-Rooter segments.
Via
The Motley Fool
Topics
Regulatory Compliance
Up 50% in One Year: Why a Fund Cut $5 Million in TriMas Stock but Held Onto a 3% Position
↗
February 16, 2026
TriMas Corporation designs and manufactures engineered components for global packaging, aerospace, and industrial markets.
Via
The Motley Fool
Topics
Regulatory Compliance
Supply Chain
Americold Stock Down 40% This Past Year, so Why Did One Fund Just Invest $3 Million?
↗
February 16, 2026
Americold Realty Trust operates the world’s largest network of temperature-controlled warehouses for the global food supply chain.
Via
The Motley Fool
Topics
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Regulatory Compliance
UBS Issues Bullish Walmart Earnings Preview: $0.80 EPS Expected Amid E-commerce Surge and Tariff Strategy
February 16, 2026
In a high-stakes forecast that has captured the attention of retail investors and institutional desks alike, analysts at UBS Group AG (NYSE:UBS) have released a strikingly optimistic earnings preview...
Via
MarketMinute
Topics
Economy
Supply Chain
World Trade
Consumer Engine Idle: Flat December Retail Sales and Shutdown Delays Ignite Stagflation Alarms on Wall Street
February 13, 2026
NEW YORK — The American consumer engine, long the primary thruster of global economic growth, appears to have sputtered to a complete halt at the close of 2025. In a highly anticipated data release...
Via
MarketMinute
Topics
Artificial Intelligence
Credit Cards
Economy
Consumer Engine Idles: US Retail Sales Stagnate in December, Casting Shadows Over 2026 Growth
February 12, 2026
The American consumer, long the indomitable engine of the global economy, appears to have hit a sudden roadblock. Fresh data released by the Commerce Department on February 10, 2026—following a delay...
Via
MarketMinute
Topics
Economy
Energy
Workforce
Best Dividend Stock to Buy Right Now: Walmart vs. Macy's
↗
February 12, 2026
Does one of these well-known retailers provide a better investment opportunity for investors primarily interested in dividends?
Via
The Motley Fool
S&P 500 Retreats from Historic 7,000 Milestone as 'Warsh Shock' and Tariff Pressures Tighten Market Margins
February 11, 2026
The S&P 500 Index retreated further from its historic peaks on Wednesday, closing at 6,914.75, a decline of 0.39% for the session. This pullback marks a significant cooling period for a market that...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
Stocks
Consumer Fatigue Hits Main Street: Flat December Retail Sales Ignite April Rate Cut Debates
February 11, 2026
The American consumer, long the indestructible engine of the global economy, appears to have finally stalled. Data released yesterday by the Department of Commerce revealed that U.S. retail sales...
Via
MarketMinute
Topics
Artificial Intelligence
Earnings
Economy
1 Consumer Stock to Consider Right Now and 2 That Underwhelm
February 10, 2026
Retailers are evolving to meet the expectations of modern, tech-savvy shoppers. This includes developing an online presence to fend off e-commerce competitors, a strategy that has helped the industry...
Via
StockStory
Topics
Stocks
The Sticky Inflation Trap: How Trade Tensions are Cornering the Federal Reserve
February 06, 2026
As of February 6, 2026, the American economy finds itself in a precarious balancing act. The "Liberation Day" tariffs, a cornerstone of the current administration’s trade policy, have successfully...
Via
MarketMinute
Topics
Bonds
Economy
Government
The Gilded Collapse: Saks Global Bankruptcy Signals a Brutal Reckoning for Luxury Retail
January 30, 2026
The early weeks of 2026 have delivered a seismic shock to the high-end retail sector, as the long-feared “Debt Wall” finally claimed its most prestigious victims. On January 13, 2026, Saks Global—the...
Via
MarketMinute
Topics
Bankruptcy
Economy
Saks Global Files for Chapter 11; Off-Price Empire Saks OFF 5TH Slated for Near-Total Liquidation
January 30, 2026
The landscape of American luxury retail was fundamentally reshaped this month as Saks Global Holdings LLC officially filed for Chapter 11 bankruptcy protection. The filing, which took place in the U.S....
Via
MarketMinute
Topics
Bankruptcy
Economy
Supply Chain
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