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home
about us
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Team Biographies
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
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contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
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Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
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Procter & Gamble
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Updated: 7:00 PM EST, Dec 29, 2025
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The Great Rebalancing: Tech Giants Retreat as Investors Pivot to Defensive Safety in 2025's Final Days
December 29, 2025
As the curtain closes on 2025, the "Great Rebalancing" has taken center stage in the financial markets. On this December 29, 2025, the dominant narrative that fueled triple-digit gains for AI-centric...
Via
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Wall Street Cools Down: Investors Pivot to Profit-Taking After S&P 500’s Record-Breaking Surge
December 29, 2025
As the final trading days of 2025 unfold, the euphoria that propelled the markets to historic heights last week has transitioned into a period of strategic retreat. On Monday, December 29, 2025, the...
Via
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The Santa Claus Stumble: Markets Pivot from Record Highs to Year-End Consolidation
December 29, 2025
As the final trading days of 2025 unfold, the festive exuberance that propelled Wall Street to the brink of historic milestones is beginning to cool. After a blistering mid-December surge that saw the...
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Tech Retreat Triggers Year-End Cooling: S&P 500 Pulls Back From Record Highs
December 29, 2025
The S&P 500 (^GSPC) experienced a sharp reversal on Monday, December 29, 2025, as investors moved to lock in gains following a historic rally that propelled the index to all-time highs just last week....
Via
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Blue-Chip Bull Run: Dow Jones Eyes 50,000 Milestone Amidst 2026 Technical Pivot
December 26, 2025
As the final bells of 2025 ring across the floor of the New York Stock Exchange, the Dow Jones Industrial Average (DJI) stands at a historic crossroads. After a year defined by a resilient "soft...
Via
MarketMinute
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Economy
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Bulls Eye 7,000 as S&P 500 Shatters Records in Historic 2025 Santa Claus Rally
December 26, 2025
NEW YORK — As the final trading week of 2025 unfolds, the S&P 500 (NYSEARCA: SPY) has ascended to breathtaking new heights, fueled by a classic "Santa Claus Rally" that has pushed the benchmark index...
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Initial Public Offering
S&P 500 Shatters Records in Year-End Surge: The 'Santa Claus' Rally Delivers Historic Milestone for US Investors
December 26, 2025
As the 2025 calendar winds down, Wall Street is celebrating a historic milestone that few predicted during the volatile opening months of the year. On December 24, 2025, the S&P 500 (INDEXSP:.INX)...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
Stocks
Walmart, Costco Lead Consumer Staples By Market Cap In 2025
↗
December 26, 2025
This year, the sector had to grapple with a volatile U.S. tariff policy, which has weighed on margins across retailers and packaged-goods giants.
Via
Stocktwits
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Economy
World Trade
Kenvue Insider Buying and the Kimberly-Clark Megamerger: A Value Investor's Deep Dive
December 25, 2025
As 2025 draws to a close, the consumer staples sector is witnessing one of its most dramatic transformations in decades. The recent announcement that Kimberly-Clark (NYSE:KMB) will acquire Kenvue...
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MarketMinute
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Lawsuit
Barking Back: Why the 'Dogs of the Dow' 4-Stock Play is the Contrarian Bet for 2026
December 25, 2025
As investors close the books on 2025, a year defined by the continued—yet tiring—dominance of artificial intelligence and mega-cap technology, the financial community is turning its gaze toward a...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
Intellectual Property
The Blue Giant’s Digital Rebirth: How Walmart is Engineering a Tech-Powered Retail Hegemony for 2026
December 25, 2025
As the sun sets on 2025, the retail landscape has been irrevocably altered not by a new startup, but by a 63-year-old incumbent. Walmart (NYSE:WMT) enters the final week of the year not merely as the...
Via
MarketMinute
Topics
Artificial Intelligence
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Supply Chain
The Fortress Strategy: Why Investors are Anchoring 2026 Portfolios with Procter & Gamble
December 24, 2025
As the sun sets on 2025, the exuberant "AI-everything" rally that defined the last two years is facing a sobering reality check. With the calendar turning to 2026, a massive migration of institutional...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
World Trade
The Silent Warning: Fed’s Historic Three-Way Dissent Signals a Volatile 2026
December 24, 2025
The Federal Reserve’s traditional "united front" collapsed this month as three policymakers issued a rare and stinging dissent against the central bank’s latest interest rate cut. In a move that has...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
ETFs
Santa Claus Rally Delivers: S&P 500 Surpasses 6,900 in Historic 2025 Performance
December 24, 2025
As Wall Street winds down for the Christmas holiday, investors have received the ultimate gift: a record-shattering close for the benchmark S&P 500 index. On the final full trading day before the...
Via
MarketMinute
Topics
Artificial Intelligence
Bankruptcy
Economy
2 Oversold Stocks Set for a Comeback and 1 We Brush Off
December 23, 2025
The past year hasn't been kind to the stocks featured in this article. Each has tumbled to their lowest points in 12 months, leaving investors to decide whether they're witnessing fire sales or falling...
Via
StockStory
The Quiet Tape’s Loud Message: Markets Surge on GDP Surprise Amid Holiday Thinness
December 23, 2025
As the final full trading week of 2025 unfolds, the traditional end-of-year "quiet tape" is proving to be anything but silent. Despite the holiday-shortened schedule and trading volumes plummeting to...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
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3 Reasons to Buy Coca-Cola Stock Like There's No Tomorrow
↗
December 23, 2025
Buying a great company at a reasonable price is too good an opportunity to pass up.
Via
The Motley Fool
The Best Dividend Stocks to Buy and Hold Forever
↗
December 22, 2025
Consumer staples makers are out of favor, but nobody is going to stop buying food, drinks, or hygiene products.
Via
The Motley Fool
The Great Rotation of 2025: Investors Ditch AI Hype for Utility Stability
December 22, 2025
As the final trading days of 2025 approach, a tectonic shift is reshaping Wall Street. For years, the market’s momentum was dictated by a handful of silicon giants and the promise of an artificial...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
Tech Giants Lead S&P 500 Higher as Holiday Rally Gains Momentum
December 22, 2025
The S&P 500 climbed 0.4% on Monday, December 22, 2025, as technology shares spearheaded a broad-based market advance to kick off a holiday-shortened trading week. This gain extends a resilient...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
Stocks
The Great Recalibration: Tech Reclaims the Throne as Santa Claus Rally Ignites
December 19, 2025
As the final trading days of 2025 approach, the long-anticipated "Santa Claus Rally" has arrived with a vengeance, but not in the way many expected. After a jittery start to December that saw investors...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
World Trade
Shares of P&G Struggled in 2025. What Will It Do in 2026?
↗
December 19, 2025
Tariffs and souring consumer sentiment made 2025 a tough year for Procter & Gamble shareholders.
Via
The Motley Fool
Topics
Government
World Trade
The 10% Shadow: Analyzing the Growing Risk of a 30% Market Correction in 2026
December 19, 2025
As 2025 draws to a close, a sobering forecast from Barron’s has sent ripples through the financial community, suggesting a 10% probability of a massive 30% stock market crash in 2026. While the broader...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
Economy
P&G to Webcast Discussion of Second Quarter 2025/26 Earnings Results on January 22
December 19, 2025
From
Procter & Gamble
Via
Business Wire
The Best Stocks to Invest $1,000 in Right Now
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December 19, 2025
If you are looking for interesting investments, here's a Dividend King, a turnaround, and a reliable dividend ETF for your perusal.
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The Motley Fool
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2 Profitable Stocks to Consider Right Now and 1 We Turn Down
December 18, 2025
Even if a company is profitable, it doesn’t always mean it’s a great investment. Some struggle to maintain growth, face looming threats, or fail to reinvest wisely, limiting their future potential.
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Want $10,000 in Passive Income? This Vanguard ETF Could Be Your Ticket to Making It Happen.
↗
December 18, 2025
Investors would need to have over $330,000 invested in this Vanguard dividend ETF.
Via
The Motley Fool
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Stocks
Global Markets Surge as US Inflation Thaw Ends the 'Data Dark Age'
December 18, 2025
The global financial landscape underwent a seismic shift on December 18, 2025, as the release of long-awaited U.S. inflation data triggered a massive relief rally across international markets. After a...
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MarketMinute
Topics
Artificial Intelligence
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The Great Rotation: Small-Cap Growth Surges as Investors Ditch Defensive Safety for Post-Fed Gains
December 18, 2025
The financial markets are witnessing a historic "Great Rotation" this December, as the era of defensive posturing and mega-cap concentration appears to be giving way to a broad-based growth rally....
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MarketMinute
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Artificial Intelligence
ETFs
Economy
Inflation Relief Sparks Year-End Rally: A Tale of Two Indices as Nasdaq and Dow Diverge
December 18, 2025
The financial markets breathed a collective sigh of relief on December 18, 2025, as a long-awaited inflation report finally provided clarity to an investment community that had been trading in the dark...
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MarketMinute
Topics
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