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about us
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Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
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Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
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TAF sm Program
Services, Fees and Compensation
Client Information
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Quarterly Performance Reports
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Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
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CONSUMERS STA
(NY:
XLP
)
81.89
UNCHANGED
Streaming Delayed Price
Updated: 8:00 PM EDT, Apr 2, 2026
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IYK vs. XLP: How These Consumer Staples ETFs Compare on Risk, Returns, and Fees
↗
April 02, 2026
Expense ratios, sector exposure, and fund size set these two consumer staples ETFs apart for investors weighing cost versus coverage.
Via
The Motley Fool
Topics
ETFs
Kalshi Now Places the Odds of a Recession in 2026 at 28%. 2 ETFs to Buy to Hedge Your Downside.
↗
April 02, 2026
The likelihood of a recession has increased significantly since February, according to the predictions market platform Kalshi.
Via
The Motley Fool
Topics
ETFs
Economy
PBJ vs. XLP: Which Consumer Staples ETF Is the Better Buy?
↗
April 02, 2026
Expense ratios, sector mix, and yield set these funds apart -- here's how their strategies could fit different portfolio goals.
Via
The Motley Fool
Topics
ETFs
Consumer Staples ETFs: Is VDC or XLP the Better Investment Right Now? Here's What You Need to Know
↗
April 02, 2026
Explore how subtle differences in portfolio makeup and yield could influence your approach to consumer staples investing.
Via
The Motley Fool
Topics
ETFs
XLP vs. RSPS: Which Consumer Staples ETF Is the Better Buy for Long-Term Investors?
↗
April 02, 2026
Explore how differing portfolio strategies and fees set these two consumer staples ETFs apart for long-term investors.
Via
The Motley Fool
Topics
ETFs
The Market Knocked This Dividend Stock Down 13%. I'm Not Complaining, I'm Buying.
↗
March 31, 2026
Colgate-Palmolive shares are battered and bruised, but that status could prove inviting for dividend investors.
Via
The Motley Fool
Topics
ETFs
Prediction: Apple Will Be the Worst "Magnificent Seven" Stock to Own Between Now and 2030
↗
March 29, 2026
A trio of concerns are weighing on the company.
Via
The Motley Fool
Topics
Economy
Retirement
Supply Chain
Why Altria Stock Closed Up Today
↗
March 27, 2026
Investors are rotating to safety.
Via
The Motley Fool
Topics
ETFs
Is Summer Sale In 2026 Coming Early? How Amazon’s Prime Day Shift Could Impact Walmart, Target
↗
March 12, 2026
According to a Bloomberg report that cited people familiar with the matter, Amazon’s Prime Day 2026 is now expected to be sometime in late June, compared with the typical early July timeline.
Via
Stocktwits
The Great Rotation of 2026: Why Wall Street is Swapping Silicon Valley for the Supermarket Aisle
March 12, 2026
As of March 12, 2026, a fundamental shift in the tectonic plates of the global financial markets has reached a fever pitch. Investors are aggressively fleeing the high-octane, AI-driven growth stories...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
Costco Joins the Four-Digit Club: Shares Breach $1,000 as Retail Titan Outpaces the Market
March 12, 2026
In a historic session for the retail sector, Costco Wholesale Corporation (NASDAQ: COST) officially crossed the $1,000 share price threshold on March 5, 2026, marking a new era for the membership-based...
Via
MarketMinute
Topics
Economy
Supply Chain
1 Magnificent S&P 500 Dividend Stock Down 10% to Buy and Hold Forever
↗
March 07, 2026
With some of the most prominent consumer staples stocks stretched on valuation, Mondelez may be a compelling idea for income and value investors.
Via
The Motley Fool
Topics
ETFs
Stocks
Beyond Meat Cuts The ‘Meat’ In Protein Drink Pivot — Leaves A Bad Taste For Retail Traders
↗
March 06, 2026
BYND stock remains depressed, but the faux-meat maker is now reportedly pushing into the protein segment, joining Starbucks, Coca-Cola, and PepsiCo to attract health-conscious Americans
Via
Stocktwits
JD.com Stock Jumps After Hours: Why Retail Traders Turned ‘Extremely Bullish’ Despite Weak Earnings
↗
March 06, 2026
The company said that the new business, including food delivery, Jingxi, has brought growth in traffic, user and shopping frequency on the JD platform.
Via
Stocktwits
GAP Stock Drops As Trump Tariffs Threaten Outlook: CEO Sees Better Days On Pop-Culture Brand Revival
↗
March 05, 2026
Gap’s turnaround has now come to fruition, with the company now seeing strong comparable sales for its namesake brand and Old Navy.
Via
Stocktwits
Topics
Government
World Trade
Target Q4 Earnings Meet Street Expectations – Retailer Points To Momentum In Select Categories
↗
March 03, 2026
The company generated $30.5 billion in revenue during Q4, meeting the analysts’ consensus estimate of $30.47 billion despite a 1.5% year-over-year dip.
Via
Stocktwits
Topics
Artificial Intelligence
Pepsi, Coke Bottler Beat Nvidia In February As Investors Ditched AI Darlings For Dividends — What Else Won?
↗
March 02, 2026
As tech valuations wobble and geopolitical risks rise, markets pivot toward steady cash-flow plays, with Texas Pacific Land and energy stocks stealing the spotlight.
Via
Stocktwits
Topics
Artificial Intelligence
ETFs
Earnings
AI Fatigue Triggers Massive Capital Flight: Utilities and Staples Emerge as 2026’s Unlikely Heroes
February 27, 2026
The high-octane artificial intelligence rally that defined the previous two years hit a significant roadblock in February 2026, as investors abruptly pivoted away from expensive growth stocks toward...
Via
MarketMinute
Topics
Artificial Intelligence
Bonds
ETFs
Walmart To Settle $100 Million Judgment After FTC Accuses Company Of Withholding Tips For Delivery Drivers
↗
February 26, 2026
The FTC alleged that Walmart misled delivery drivers about base pay, bonuses, and tips, costing them ‘tens of millions of dollars’ in lost earnings.
Via
Stocktwits
Topics
Fraud
Lawsuit
ODD Stock Records Worst Day Ever: Truist Slashes Target By 78%, Wall Street Calls Oddity 'Difficult To Forecast'
↗
February 26, 2026
An algorithm change at an ad partner has impacted Oddity’s results, with the company now expecting about 30% fall in revenues for the first-quarter.
Via
Stocktwits
CELH Stock Heads For Another Energized Week: What’s Driving Up Sentiment?
↗
February 26, 2026
Heading into earnings, data shows that Celsius is gaining market share and competing with traditional soda brands like PepsiCo and Coca-Cola as more people lean into energy and lifestyle drinks.
Via
Stocktwits
Topics
Artificial Intelligence
Consumer Staples Just Got Expensive in a Way Not Seen in 25 Years. History Sends a Warning.
↗
February 24, 2026
Consumer staples stocks are red-hot at the moment. They're also historically expensive.
Via
The Motley Fool
Topics
Artificial Intelligence
ETFs
Kraft Heinz Stock’s Winning Streak Still Hot: Retail Bulls Bet On Dividend, Turnaround
↗
February 23, 2026
KHC is seeing investor optimism return and retail traders turn bullish following quarterly earnings under new CEO Steve Cahillane, who is focused on a turnaround plan rather than a split.
Via
Stocktwits
Consumer Staples Are Leading With the S&P 500 Near Record Highs. History Says That Rarely Ends Well.
↗
February 22, 2026
Consumer staples are leading the market by a wide margin, but the S&P 500 is still near all-time highs. History says one of the two is about to give.
Via
The Motley Fool
Topics
ETFs
Economy
Stocks
Safe Havens in a Storm: Investors Pivot to Defensives as Tech Volatility Roils Markets
February 20, 2026
As of February 20, 2026, a profound shift is reshaping the landscape of Wall Street. The high-flying technology sector, which carried the broader markets through much of 2024 and 2025, has hit a...
Via
MarketMinute
Topics
Artificial Intelligence
Economy
The Ultimate Dividend Stock to Buy With $1,000 Right Now
↗
February 20, 2026
This Dividend King has an appealing 4.7% dividend yield.
Via
The Motley Fool
Topics
Artificial Intelligence
ETFs
Economy
CVNA Stock Still Presents 32% Upside For RBC Analyst, Even As Retail Gets More Bearish After Q4 Profit Miss
↗
February 20, 2026
Retail traders are turning bearish on Carvana as signs of growth are becoming less clear.
Via
Stocktwits
Walmart: Underpromise Now, Overdeliver Later? Wall Street Thinks New CEO’s Cautious Forecast Could Be A Setup For Surprise Beat
↗
February 20, 2026
Wall Street noted that the “poster child” of an old economy, Walmart, will deliver an upside to the guidance issued on Thursday.
Via
Stocktwits
Topics
ETFs
Economy
Why Did CELH Stock Spike Over 8% In After-Hours Trading Today?
↗
February 19, 2026
Celsius, during a presentation at the CAGNY conference on Thursday, said it has been positioning itself through an expanded assortment that gives retailers more choice and consumers more relevant...
Via
Stocktwits
WMT Shares Slip After-Hours On Weak Guidance, So Why Did This Analyst Raise Its Price Target?
↗
February 19, 2026
Truist raised its price target on Walmart to $139 from $127 and kept a ‘Buy’ rating on the shares.
Via
Stocktwits
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