Orlando, FL - Born in Queens, New York in 2000, Richard Torres grew up in poverty, in a family dependent on government assistance. By his early 20s, he was working as an EMT in Queens, dedicating long hours to saving lives — but struggling to save his own future. Living first in his mother’s basement and then in a converted garage apartment that cost $1,800 a month, Torres felt trapped in a cycle of long hours and low pay.
“I was working 16-hour shifts and still couldn’t get ahead,” Torres recalls. “It felt like no matter how hard I worked, financial freedom was impossible.”
That breaking point became his turning point. Determined to change his trajectory, Torres immersed himself in learning credit, business, and real estate. What started as personal survival quickly transformed into a mission to help others — the birth of Happy Haven.
From Struggle to Scaling Nationally
Today, Torres is a Florida-based entrepreneur making a national impact through his company, Happy Haven, which provides a unique blend of financial empowerment services:
• Credit Repair & Reset – Having helped over 250 people fix their credit, Torres has enabled clients to qualify for home loans, car financing, and new opportunities.
• Business Funding – With more than $5 million secured for new and existing entrepreneurs, Torres gives small business owners the capital they need to launch and scale.
• Airbnb & Real Estate – After building multiple six-figure Airbnb properties, Torres sold them to clients starting their own hosting journeys — showing that real estate can be a pathway to freedom.
• LLC Formation & Business Credit – Happy Haven guides aspiring entrepreneurs through LLC setup and teaches them how to strategically leverage business credit cards without risking personal finances.
A Mission Bigger Than Business
For Torres, this work is about more than numbers. “I do this for the single mother who wants to give her child a better life, for the father working 60 hours a week with no time for his family, for the person who made mistakes in their 20s and just needs a credit reset. We’re here to help everyone,” he says.
Now living in Florida with full financial freedom, Torres has gone from “basement to boardroom,” scaling Happy Haven into a brand with national reach — and inspiring others to believe that no matter where they start, they can rewrite their money story.
About Richard Torres & Happy Haven
Richard Torres is the founder of Happy Haven, a Florida-based financial empowerment brand helping individuals nationwide repair credit, access funding, form LLCs, and build real estate portfolios. From humble beginnings in Queens to building a multi–six-figure business, Torres’ story embodies the American dream proof that hard work, strategy, and resilience can turn struggle into success.
Media Contact
347-437-7933
Instagram: @FinancesbyRich
To schedule an interview with Richard Torres or to learn more about Happy Haven’s mission to help Americans build financial freedom, please contact the media team at support@happyhavenstays.com
Media Contact
Company Name: Happy Haven
Contact Person: RICHARD M TORRES
Email: Send Email
City: Orlando
State: FL
Country: United States
Website: https://happyconsulting.info/website-development-for-happy-haven-credit-repair
