Joe P. Lucia, President and Wealth Manager at Lucia Capital Group, was recently featured in the San Diego Business Journal’s 2025 Wealth Management Roundtable, which highlighted key voices in the region's financial planning and investment advisory space.
The article outlines Lucia’s perspective on 401(k) planning, tax-aware investment strategies, and personalized portfolio structuring—areas that continue to evolve amid changing market dynamics. The roundtable explores how firms are adapting to increased demand for transparency, flexibility, and long-term financial guidance.
With over 25 years of experience, Lucia shared insights into how retirees may use tax strategies to optimize income streams in retirement. The discussion included approaches designed to help reduce taxable income through coordinated asset withdrawals and tax-advantaged accounts. He also emphasized the importance of delivering accessible financial planning aligned with individual objectives.
Lucia Capital Group’s advisory framework incorporates diversified investment methodologies and structured planning principles, including its proprietary Bucket Strategy, a model designed to manage retirement income across multiple time horizons.
The full roundtable feature is available on the San Diego Business Journal’s official website.
About Lucia Capital Group
Lucia Capital Group is a San Diego–based wealth management firm offering services in retirement income planning, investment management, and tax strategy. The firm provides financial guidance to individuals, families, and business owners through a structured planning model and fiduciary commitment.
Important Disclosures
The information contained herein is for general informational and educational purposes only and should not be construed as individualized advice. Investment strategies, including tax strategies, involve risk and may not be suitable for all investors. There is no assurance that any specific strategy or investment will achieve its objectives. Tax laws are subject to change and may impact investment decisions. Individuals should consult a qualified tax or financial professional for guidance tailored to their personal circumstances.
Joe P. Lucia is a registered representative with, and securities and advisory services are offered through, LPL Financial, a registered investment advisor and member FINRA/SIPC.The Bucket Strategy is a registered trademark of Lucia Capital Group.
Media Contact
Company Name: Lucia Capital Group
Contact Person: Joe P
Email: Send Email
Phone: (800) 644-1150
Country: Canada
Website: http://www.luciacap.com
