Individuals can access loan amounts from Rs. 5,000 up to Rs. 2 crore through a seamless application process, ensuring effortless management of their financial needs.
MUMBAI, IN / ACCESS Newswire / October 16, 2025 / As Diwali 2025 approaches, Bajaj Finance encourages residents of Hyderabad to unlock the value of their gold jewellery with a Bajaj Finserv Gold Loan. This festive season, individuals can easily access quick funds to meet both planned and unplanned expenses while keeping their cherished gold safe.
Why choose a gold loan this Diwali
Gold has always been a symbol of wealth and tradition in Indian households. Instead of selling the gold during this festive period, individuals can pledge it for a loan. A Bajaj Finserv Gold Loan lets borrowers retain ownership of their jewellery while receiving immediate funds to manage their financial needs during the celebrations.
Key features of Bajaj Finserv Gold Loan
High loan value: Borrowers can avail of loan amounts depending on the purity and value of the pledged gold.
Competitive interest rates: Bajaj Finance offers attractive loan against gold interest rates, making borrowing more affordable.
Minimal documentation: Any one of the basic KYC documents, such as Aadhaar card, voter ID, driving licence, passport, NREGA job card, or a letter from the NPR, are required for a smooth process.
Quick processing: Enjoy instant loan approval and fast disbursal, ensuring they get funds right when they need them.
Multiple repayment options: Choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per convenience. The principal amount and pending interest, if any, is for payment at the time of loan maturity.
Secure storage: The pledged gold is kept in advanced vaults with 24/7 surveillance and is fully protected against theft or loss with complimentary insurance coverage.
How to apply for a Bajaj Finserv Gold Loan
Applying for a gold loan in Hyderabad with Bajaj Finance is simple and hassle-free:
Online application: Visit the Bajaj Finserv App or website to start the loan journey.
Fill in the details: Enter basic personal information and upload the required KYC documents.
Gold evaluation: Visit the nearest Bajaj Finserv branch in Hyderabad for a quick evaluation of pledged gold.
Loan disbursal: Once approved, the amount is instantly transferred to the bank account.
Eligibility criteria for a gold loan
To apply for a Bajaj Finserv Gold Loan, borrower must:
Be an Indian citizen aged between 21 and 70 years.
Pledge gold jewellery of 18-22 karats purity.
Plan loan better with gold loan calculator
Bajaj Finance offers a simple online gold loan calculator to help customers estimate the loan amount based on the weight and purity of their gold. This tool helps plan borrowing efficiently, allowing applicants to make informed financial decisions.
Why gold loans are a wise choice this Diwali
Gold loans are becoming increasingly popular across India, especially during the festive season. They provide instant liquidity without the need to sell precious gold jewellery. The secured nature of the loan also ensures lower interest rates and multiple repayment options compared to unsecured loans.
This Diwali, instead of breaking savings or selling gold, use it smartly to manage wedding expenses, medical expenses, or any unexpected financial needs. Will gold rate come down after Diwali is a question many borrowers consider when deciding the best time to pledge their gold. The Bajaj Finserv Gold Loan offers the perfect blend of convenience, trust, and financial flexibility.
Conclusion
With Bajaj Finance's transparent process, competitive interest rates, and easy online application, a Bajaj Finserv Gold Loan makes financial planning during the festive season easier than ever. This Diwali 2025, take a confident step towards financial independence - apply today for a gold loan in Hyderabad and celebrate a brighter, stress-free Diwali.
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About Bajaj Finance Limited
Bajaj Finance Ltd. (‘BFL', ‘Bajaj Finance', or ‘the Company'), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 80.41 million customers. Bajaj Finance has a credit rating of AAA/Stable for its Fixed Deposit program from CRISIL and ICRA, AAA/Stable for long-term borrowing from CRISIL, India Ratings, CARE and ICRA, and A1+ for short-term borrowing from CRISIL, India Ratings and ICRA. It has a long-term issuer credit rating of BBB-/Stable and a short-term rating of A-3 by S&P Global ratings.
To know more, visit www.bajajfinserv.in.
Media Contact:
Name: Bajaj Finance Limited
Email: wecare@bajajfinserv.in
Organization: Bajaj Finance Limited
Website: https://www.bajajfinserv.in/
SOURCE: Bajaj Finance Limited
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