Among the most common questions we get pertain to concerns from customers that Florida windshield replacement will result in increased insurance rates. While Same Day Windshields does not have specific policy information on changing rates or renewals, a glass-only claim when no other body damage is present typically does not lead to a penalty from the insurance company.
Getting a windshield replaced in Florida is much easier when you carry comprehensive (full coverage) insurance on your vehicle. That's because Florida state statutes specify that a policy issued or delivered in Florida by an authorized insurer include a provision to waive the deductible when you have glass-only damage to the windshield.
Florida windshield replacement falls under the no-fault or "act of God" provision in your full coverage policy. Insurers generally will not penalize you for getting a windshield replaced when this is the case, and likely will cover this with no out-of-pocket cost.
Florida windshield replacement can happen more than once
"But what if I find myself getting a windshield replaced more than once? Won't my rates go up then?"
This is where the no-fault provision in your policy protects you. As long as the glass-only damage to your windshield occurs due to common factors such as road construction debris, Florida's climate, etc., you are eligible to receive the maximum coverage listed in your policy, assuming it is still in force.
It usually is to your advantage to file a claim for Florida windshield replacement as long as the damage is glass-only and you carry comprehensive insurance in Florida. In fact, the same state statute requires insurers to waive out-of-pocket costs to recalibrate the Advanced Driver Assistance Systems (ADAS) on your vehicle.
We also take care of this portion of your windshield replacement through our partners at Same Day Calibrations. Our lifetime guarantee on all new glass, parts and installation services is valid for as long as you own your vehicle. The combination of Florida state law and Same Day Windshields' fast, unsurpassed service makes Florida windshield replacement an easy choice.
About Same Day Windshields LLC
Same Day Windshields LLC provides professional auto glass replacement and repair services for customers in our service areas. Our technicians use mobile units to perform onsite services supported by the core values of integrity, accountability and quality. Our customers may receive windshield replacement as low as no cost out of pocket depending on coverage specified in their insurance policy.
Visit https://samedaywindshield.com or call 888-492-3230 to schedule an appointment or for more information.
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Source: Same Day Windshields LLC
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