Payment processing company EVERTEC (NYSE: EVTC) reported Q3 CY2025 results topping the market’s revenue expectations, with sales up 7.9% year on year to $228.6 million. The company’s full-year revenue guidance of $924 million at the midpoint came in 2.1% above analysts’ estimates. Its non-GAAP profit of $0.92 per share was 3.5% above analysts’ consensus estimates.

Is now the time to buy EVERTEC? Find out by accessing our full research report, it’s free for active Edge members.

Company Overview

Operating one of Latin America's leading PIN debit networks called ATH, EVERTEC (NYSE: EVTC) is a payment transaction processor and financial technology provider that enables merchants and financial institutions across Latin America and the Caribbean to accept and process electronic payments.

Revenue Growth

A company’s long-term sales performance is one signal of its overall quality. Any business can experience short-term success, but top-performing ones enjoy sustained growth for years. Over the last five years, EVERTEC grew its revenue at a solid 12.4% compounded annual growth rate. Its growth surpassed the average financials company and shows its offerings resonate with customers, a great starting point for our analysis.

We at StockStory place the most emphasis on long-term growth, but within financials, a half-decade historical view may miss recent interest rate changes, market returns, and industry trends. EVERTEC’s annualized revenue growth of 16.8% over the last two years is above its five-year trend, suggesting its demand was strong and recently accelerated. Note: Quarters not shown were determined to be outliers, impacted by outsized investment gains/losses that are not indicative of the recurring fundamentals of the business.

This quarter, EVERTEC reported year-on-year revenue growth of 7.9%, and its $228.6 million of revenue exceeded Wall Street’s estimates by 2%.

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Key Takeaways from EVERTEC’s Q3 Results

It was great to see EVERTEC’s full-year EPS guidance top analysts’ expectations. We were also glad its full-year revenue guidance exceeded Wall Street’s estimates. Overall, we think this was a decent quarter with some key metrics above expectations. The stock remained flat at $28.10 immediately after reporting.

Is EVERTEC an attractive investment opportunity right now? We think that the latest quarter is only one piece of the longer-term business quality puzzle. Quality, when combined with valuation, can help determine if the stock is a buy. We cover that in our actionable full research report which you can read here, it’s free for active Edge members.