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home
about us
Investment Approach
Client Service Approach
Market Analysis Summary
Mission Statement
Value Proposition
Team Biographies
Firm ADV PDFs
Form CRS
Firm Brochure-Part 2A of Form ADV
Brochure Supplement Amit Stavinsky
Brochure Supplement Frank Parks
Brochure Supplement Dominick Savo
Brochure Supplement Richard Mason
Brochure Supplement Joe Estes
Brochure Supplement Jonathan Ezra
Statement Of Financial Strength
Job Opportunities
Tamar Advisors
Own Your Practice
Letter to Clients
member log-in
contact us
PRODUCTS
Fixed Income Portfolio (FIP)
FIP Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Market (TAM)
TAM sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Fund (TAF)
TAF sm Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Market Value Securities (MVS)
MVS Program
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Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Total Asset Value (TAV)
TAV Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
Municipal Bonds
Taxable Bonds
Par, Premium, and Discount Bonds
Rating and Analyzing Bonds
Refunding & Pre-refunding
Bond Yields
Yield Curve
Secured Bonds
Mortgage Bonds
Unsecured Bonds
Debentures
Subordinated Debentures
Zero-Coupon Bonds
Convertible Bonds
High Yield Dividend Stocks
Independent Money Managers
Fees & Compensation
Corporate Cash Management
Fees & Compensation
Estate Planning
Financial Planning
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
Professional Alliance Network
Client Service Approach
Client's Responsibilities
Fees
Implementation
Legal Services
Termination
MUNICIPAL BONDS
Municipal Bond Presentation
About Us
The Management
Global Asset Allocation Products
FIP Program
Classifying Municipal Bonds
Revenue Bonds
Credit Factors Affecting General Obligation Bonds
Credit Factors Affecting the Quality of Local Municipal Bonds
Analyzing the Credit Quality of General Obligation Bonds
Analyzing the Credit Quality of Revenue Municipal Bonds
What We Normally Buy
What We Normally Don’t Buy
Municipal Bonds – Unique Asset Class
Default Rates
Yield Difference
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same-Day Allocation
TSL’s Turnkey Operation Platform
Classifying Municipal Bonds
Revenue Municipal Bonds
Types of Revenue Municipal Bonds
Industrial Development Revenue Bonds
Lease-back Bonds
Special Tax Bonds
NHA/PHA Bonds
Moral Obligation Bonds
Municipal Notes
TANs/RANs
BANs
CLNs/GANs
Variable Rate Bonds/Notes
Build America Bonds
Double-Barreled Bonds
Bond Index Components
Open-end-Closed-end-Indenture
Sinking Fund
Bond Contracts
Bond Indenture
Official Statement
Bond Issuance Process
Analyzing GO Bonds
Analyzing Revenue Bonds
Debt Ratios
General Price Analysis of Municipal Bonds
Liquidity
Interest Rate Risk
Credit Risk
Coupon Risk
Maturity Risk
Municipal Bond Insurance
Municipal Bonds Unique Asset Class
Default Rates
What We Buy Currently
What We Normally Don’t Buy
Turnkey Operation Platform
Advantages of Our Bid Wanted System
Advantages of Our Clearing System
Preferred Custodian Settlement
Advantages of Same Day Allocation
Traditional Broker/Dealer Execution Flow
TSL's Turnkey Operation Platform
INDEX FUNDS
Total Asset Fund (TAF)
TAF® Program
Services, Fees and Compensation
Client Information
Client Contact with Portfolio Manager(s)
Additional Information
Sample Portfolio
Back Dated Performance Reports
Quarterly Performance Reports
EVENTS
FIP
Event Schedule
TAM
Event Schedule
Total Asset Market (TAM sm) Presentation
TAF
Event Schedule
Total Asset Fund (TAF sm) Presentation
MVS
Event Schedule
Market Value Securities (MVS sm) Presentation
Featured Event
Calendar of Events
Events History
Investing During Uncertain Times
Read FULL Seminar Here
Tax-Free Income Seminar
Bond Fund Seminar
RSVP-Signup Form
MARKET RESEARCH
Featured Quarterly Newsletter
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Toronto-Dominion Bank
(NY:
TD
)
107.64
-0.60 (-0.55%)
Official Closing Price
Updated: 7:00 PM EDT, May 15, 2026
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All News about Toronto-Dominion Bank
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‘Optimistic’ First-Time Homebuyers Open to New Paths to Homeownership, According to TD Survey
May 14, 2026
From
TD Bank U.S.
Via
Business Wire
Confident but Cautious: TD Survey Finds Small Business Owners Optimistic About the Future, Yet Many Still Lack a Financial Safety Net
April 28, 2026
From
TD Bank
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Business Wire
Sysco’s $29 Billion Bet: Food Giant Plunges 16% as Debt Fears Overshadow Restaurant Depot Acquisition
March 31, 2026
HOUSTON – In a move that has sent shockwaves through the food distribution industry and Wall Street alike, Sysco Corporation (NYSE: SYY) announced on March 30, 2026, a definitive agreement to acquire...
Via
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TORONTO-DOMINION BANK (NYSE:TD) Presents a High-Scoring Technical Breakout Setup
↗
February 05, 2026
Via
Chartmill
Nearly 80% of Americans use AI Tools but Most Still Want Humans Making Financial Decisions, TD Survey Finds
March 31, 2026
From
TD Bank
Via
Business Wire
Novo Nordisk Sentiment Shifts as REDEFINE 4 Trial Results Trigger 16% Stock Plunge
March 10, 2026
The long-held dominance of Novo Nordisk (NYSE: NVO) in the global obesity market has been dealt a staggering blow following the release of the "worst-case scenario" results from the REDEFINE 4 Phase 3...
Via
MarketMinute
Topics
Government
TD Advances Embedded Banking for U.S. Businesses with Workday Integration
March 10, 2026
From
TD Bank U.S.
Via
Business Wire
New CEO Greg Abel Called One of Berkshire Hathaway's Long-Term Investments "Well Short of Adequate." Should Investors Sell the Stock?
↗
March 07, 2026
Even Warren Buffett and his superb team of investors don't always get it right.
Via
The Motley Fool
Guardian Capital LP Initiates Position in Boyd Group Services
↗
March 06, 2026
Boyd Group Services operates a broad network of collision repair and auto glass centers serving insurance providers across North America.
Via
The Motley Fool
Topics
Regulatory Compliance
TD Bank’s Redemption Arc: Analyzing the Q1 2026 Earnings Beat and the Path Beyond the Asset Cap
February 26, 2026
On February 26, 2026, The Toronto-Dominion Bank (NYSE: TD; TSX: TD) proved that even a "Goliath" of the banking world can find its footing after a bruising period of regulatory scrutiny. Following a...
Via
Finterra
Topics
Earnings
Economy
Retirement
The Blue Chip Powerhouse: Royal Bank of Canada (RY) Shatters Expectations in Q1 2026 Earnings Analysis
February 26, 2026
As of February 26, 2026, the Royal Bank of Canada (NYSE: RY; TSX: RY) has once again solidified its position as the undisputed titan of the Canadian financial landscape. Following the release of its Q1...
Via
Finterra
Topics
Artificial Intelligence
Economy
BMO Surpasses Expectations with $2.49 Billion Profit: Market Gains Triumph Over Restructuring Costs
February 25, 2026
The Bank of Montreal (TSX:BMO) (NYSE:BMO) delivered a robust start to the 2026 fiscal year, reporting a first-quarter net profit of $2.49 billion. This performance, announced on February 25, 2026,...
Via
MarketMinute
Topics
Artificial Intelligence
Earnings
Economy
After the Gold Rush: This Investment Manager Bets Even Bigger on Gold
↗
February 23, 2026
Hillsdale Investment Management is taking a massive new position in Centerra Gold, a mid-sized miner with operations spanning Canada and Turkey.
Via
The Motley Fool
Toronto-Dominion Bank Could Soar If These 3 Things Go Right
↗
February 20, 2026
Wall Street has a very short memory, but TD Bank could start to grow more quickly if these three things go right.
Via
The Motley Fool
Rivian’s ‘Tesla Moment’: 26.6% Stock Surge Validates Software Strategy and Path to Mass-Market R2 Launch
February 17, 2026
In a dramatic shift for the electric vehicle (EV) sector, Rivian Automotive, Inc. (NASDAQ:RIVN) saw its shares skyrocket by 26.6% following the release of its Q4 and full-year 2025 earnings report. The...
Via
MarketMinute
Topics
Earnings
Economy
Electric Vehicles
TD Launches New Brand Platform "More Human," Reflecting A Digital-First, People-Centered Future
February 09, 2026
From
TD Bank Group
Via
Business Wire
MercadoLibre Stock Is Up 12%, But This Fund Just Dumped $6 Million
↗
February 02, 2026
This Latin American e-commerce and fintech leader delivers integrated marketplace, payments, and logistics solutions across the region.
Via
The Motley Fool
Topics
Regulatory Compliance
The $14 Billion Divestiture: Retracing TD Bank’s Strategic Exit from Charles Schwab One Year Later
February 02, 2026
Nearly one year ago, The Toronto-Dominion Bank (NYSE: TD) fundamentally reshaped its future by announcing the total liquidation of its 10.1% stake in The Charles Schwab Corporation (NYSE: SCHW). On...
Via
MarketMinute
Topics
Economy
The Tariff Shock of 2025: How Trump’s North American Trade Offensive Redrew the Market Map
January 27, 2026
On March 3, 2025, the relative calm of the North American trade landscape was shattered by a midday announcement from the Roosevelt Room. President Donald Trump, citing a national emergency under the...
Via
MarketMinute
Topics
Economy
Government
Law Enforcement
SoftBank’s $4 Billion Acquisition of DigitalBridge Triggers Wave of Analyst Downgrades as Upside Hits a Ceiling
December 30, 2025
In a move that has sent shockwaves through the digital infrastructure sector, SoftBank Group Corp. (OTC:SFTBY) announced a definitive agreement to acquire DigitalBridge Group, Inc. (NYSE:DBRG) for...
Via
MarketMinute
Topics
Artificial Intelligence
TD Bank Streamlines Regional Structure to Accelerate Growth and Strengthen Market Alignment
December 17, 2025
From
TD Bank
Via
Business Wire
High Conviction: Hillsdale Investment Boosts Enerflex Stake by 436% With 3.8 Million Share Purchase
↗
December 09, 2025
The Enerflex stake now represents 1.53% of Hillsdale’s reported U.S. equity assets, placing it within the fund's top 10 holdings.
Via
The Motley Fool
Topics
Energy
Regulatory Compliance
Market Navigates Mixed Signals: Earnings, Analyst Shifts, and Economic Data Drive Volatility
December 04, 2025
The financial markets on December 4, 2025, are experiencing a dynamic session, characterized by a complex interplay of corporate earnings reports, influential analyst updates, and a barrage of new...
Via
MarketMinute
Topics
Artificial Intelligence
Earnings
Economy
TORONTO-DOMINION BANK (NYSE:TD) Shows Strong Technical Setup for Potential Breakout
↗
November 22, 2025
TD Bank (TD) stock shows strong technical momentum and a high-quality consolidation pattern, signaling a potential breakout opportunity for traders.
Via
Chartmill
Gold Across Borders: Where SSR Mining Stands in Today’s Commodity Cycle
↗
November 20, 2025
SSR Mining controls a global network of gold and base-metal assets at a time when production, costs, and scarcity are reshaping the economics of mining. Here’s what makes the company’s next phase...
Via
The Motley Fool
Topics
Regulatory Compliance
Gen Z Shoppers Top the List of Savviest Holiday Spenders
November 20, 2025
From
TD Bank
Via
Business Wire
TD Bank Launches Amazon Shop with Points in the U.S., Expanding Rewards Benefits Ahead of Holiday Season
November 19, 2025
From
TD Bank
Via
Business Wire
Costs and Policy Shifts Challenge Affordable Housing But Growth Expected in 2026, TD Bank Survey Finds
November 12, 2025
From
TD Bank
Via
Business Wire
MSTR Falls To $230 Despite Strategy's Upsized Stock Offering
↗
November 07, 2025
Strategy Inc.
Via
Benzinga
The Unshakeable Pillars: Identifying "No-Brainer Dividend Stocks" in a Dynamic 2025 Market
November 05, 2025
As the calendar turns to November 2025, investors are navigating a financial landscape marked by both persistent opportunities and evolving challenges. In this environment, the allure of "no-brainer...
Via
MarketMinute
Topics
Economy
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