While written budgets may no longer be widespread, countless Americans continue to explore methods to save while honoring their spiritual values.
-- In an era where tracking expenses has become less common, many families seek fresh ways to save money while staying true to their faith. Financial consultant Anthony Joseph Amaradio emphasizes the importance of a faith-based budget as a cornerstone of a truly Christian lifestyle. As the co-author of the bestselling book Faithful with Much, Amaradio highlights key Scriptural principles—such as diligence, wisdom, and self-restraint are essential for crafting a financial plan aligned with God’s blessings. While written budgets may no longer be widespread, countless Americans continue to explore methods to save while honoring their spiritual values.
In the Old Testament’s Proverbs, Solomon spoke about how assets must be attentively governed, or risk being lost permanently, “Be diligent to know the state of your flocks, and attend to your herds; for riches are not forever, nor does a crown endure to all generations.” The King’s words are still true today for those who don’t plan appropriately and spend without purpose, as is his promise for those who do, “When the hay is removed, and the tender grass shows itself, and the herbs of the mountains are gathered in, the lambs will provide your clothing, and the goats the price of a field; you shall have enough goats’ milk for your food, the food of your household, and the nourishment of your maidservants.” Wise and earnest allocation of funds and resources will assist in the prosperity of families and children for generations to come.
When prioritizing a Christian budget, food, shelter, necessities, and stewardship must take prime importance. To help realize that God owns everything and the immense responsibility of His stewards, Anthony Joseph Amaradio points to Psalm 24:1, “The earth is the Lord’s, and everything in it, the world, and all who live in it.” A rewarding spiritual budget should account for generous donations to God and others in need before any excess spending, and if an item is not in the budget, it should not be purchased. As told in Proverbs 22:7, excessive debt leads individuals to serve others than the Lord, “The rich rules over the poor and the borrower is servant to the lender.”
With streamlined technology available for computers, tablets, and smartphones, budgeting is now more accommodating than ever. Christian Personal Finance offers ten household finance spreadsheets, free for download. The programs are optimized for Excel and its free version, OpenOffice.
Anthony Joseph Amaradio is the Founder and Chief Strategist of Select Portfolio Management, Inc. After developing one of the first comprehensive wealth management models in the country, Amaradio became recognized as a visionary and innovator within the financial services industry. He has since specialized his strategies to assist Christian ministries and other philanthropic groups in their planning and preservation of funds. In addition to being the host of a 20-year radio show, “Market Talk,” he also co-wrote “Faithful with Much” with his wife, Carin. The successful book chronicles the couple’s trials with God while breaking down the barriers to generous giving.
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