Berlin, 10th October 2025, Germany’s leading private bank, QuirinPrivatbank, has unveiled its new strategic initiative—the “Goldgräber-Programm.” The program, whose name conveys a focused pursuit of new opportunities, marks the bank’s strategic entry into the Canadian and U.S. markets, opening a new chapter in its international growth. Artificial intelligence (AI) is set to be the cornerstone of this expansion, fueling every aspect from market penetration to client service delivery.
A Solid European Foundation for Global Ambitions
Built on the core values of “transparency, independence, and client-centricity,” QuirinPrivatbank has established a robust network across Germany and key European financial hubs. Its expertise in wealth management, asset allocation, and cross-border finance has earned it deep client trust—a solid springboard for its overseas growth.
“Goldgräber-Programm”: Strategic Vision and Objectives
The program represents a strategic evolution for the bank, focused on three key pillars:
- Deepening the North American footprint: Offering cross-border financial services to existing European clients while cultivating new client segments in Canada and the U.S.
- Building a global financial bridge: Enabling North American clients to seamlessly access European capital markets and receive high-quality, tailored financial solutions.
- Cultivating an international team: Establishing a North American representative office and recruiting local experts to work in concert with the European headquarters, ensuring consistent service standards worldwide.
AI at the Core
Unlike traditional expansion models, the “Goldgräber-Programm” is deeply integrated with AI:
- Intelligent Marketing: Utilizing AI-driven data analytics and predictive modeling to precisely identify and engage high-net-worth clients in North America.
- Personalized Services: Deploying intelligent advisory systems to create customized asset allocation plans based on client preferences and risk profiles.
- Risk and Compliance: Implementing real-time AI monitoring and compliance checks to ensure transparent and secure cross-border operations.
- Collaborative Empowerment: Enabling seamless communication and knowledge sharing between European and North American teams via an AIpowered collaboration platform.
North America: A Strategic Imperative
With mature capital markets and a substantial high-net-worth population, Canada and the U.S. represent a critical stage for global financial players. For QuirinPrivatbank, this is not only a high-potential market but also a vital test of its global strategy and operational capability. The bank’s management stated, “North America is central to our global blueprint. Through the ‘Goldgräber-Programm,’ we aim to become the most trusted partner for our clients’ international asset allocation.”
A Phased and Measured Rollout
The program will be executed in three phases:
- Phase 1: Establish a North American representative office, conduct market research and regulatory preparations, and build the AI data platform.
- Phase 2: Recruit local talent and launch AI-powered client service and advisory systems, with an initial focus on wealth management.
- Phase 3: Fully roll out AI-enhanced cross-border financial products to facilitate a two-way flow of resources between European and North American clients.
Throughout this process, QuirinPrivatbank will strengthen collaboration with local financial institutions and regulators to ensure full compliance and operational transparency.
The Future: German Heritage Meets a Global Vision
Known for its prudent stewardship, QuirinPrivatbank remains committed to “independence, transparency, and client-first” principles. The “GoldgräberProgramm” reflects not only its commitment to internationalization but also its innovative fusion of AI with traditional finance.
As management emphasized, “Our goal extends beyond market entry. We are combining the resilience of German banking with the transformative power of AI to deliver smarter, more efficient financial services for clients worldwide.”
