Scott Leonardi, President and Owner of Complete Solutions, Inc., leads an independent retirement-planning and insurance firm dedicated to helping pre-retirees “get their ducks in a row” so healthcare costs don’t derail their golden years. For more than 25 years, he has guided families through Medicare decisions, Social Security strategies, and asset preservation planning.
Leonardi was recently featured on FOX 47’s “The Morning Blend,” where he outlined proven ways to shield a lifetime of savings from the rising price of long-term care. “The biggest threat to a retirement nest egg isn’t the stock market—it’s an extended stay in a nursing home. Our mission is to make sure families don’t go broke in a nursing home,” he told host Deb Hart (fox47news.com)
Long-term-care expenses can average $100,000 per year and quickly erode even well-funded portfolios. Leonardi explained that early planning—utilizing savings-leveraging vehicles, such as asset-based LTC policies or hybrid annuities—can amplify a client’s leverage while preserving liquidity for other goals. He emphasized stress-testing retirement income plans against multiple care scenarios so clients can enjoy peace of mind rather than worry about “what-ifs.”
Proactive preparation begins years before care is ever needed. Key steps include:
- Identifying exposure. Estimate today’s and tomorrow’s care costs and the length of a probable need.
- Allocating the right dollars. Re-position low-yield assets to create tax-efficient LTC funding streams.
- Integrating Medicaid-friendly strategies. Structure assets so that families retain control while remaining eligible for benefits if circumstances change.
During the segment, Leonardi also offered viewers a complimentary copy of the book he co-authored, “Don’t Go Broke in a Nursing Home,” available at DuckDuckPlan.com or by calling (866) 866-7951.
Complete Solutions tailors every plan to each household’s unique goals, coordinating with attorneys, CPAs, and investment advisors to build a truly comprehensive retirement blueprint. “Education is our mantra,” Leonardi said. “When people understand all their options, they make confident choices that protect both their lifestyle and their legacy.”(completesolutions.insure)
About
Scott Leonardi began serving families in 1995 as a licensed life and health insurance agent. In 1998, he founded Complete Solutions, a holistic planning firm dedicated to helping individuals and business owners protect their future. As a Certified Financial Fiduciary® and member of the National Association of Certified Financial Fiduciaries, Scott is committed to putting his clients’ best interests first.
A passionate advocate for financial education, Scott co-authored *Don’t Go Broke in a Nursing Home* to help people avoid costly mistakes that threaten their life’s work. His mission is to align insurance coverage with each client’s unique needs and lifestyle.
Outside of work, Scott enjoys time with his wife, five children, one granddaughter, and three Dobermans—and continues to campaign for that family boat.
Learn More: https://www.completesolutions.insure/
