Platform now screens transactions against 45+ advanced risk and compliance audit checks

Navan (NASDAQ: NAVN), the global AI-powered business travel and expense platform, today announced its new Audit Engine, an enterprise-grade transaction screening system with more than 45 configurable audit checks, including built-in Anti-Corruption and Bribery flags. By integrating global risk intelligence used by top financial institutions, Navan now provides real-time protection against high-stakes threats like sanctioned individuals and politically exposed persons.

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Navan's New AI-powered Audit Engine

The Navan platform already enforces its customers’ travel and expense policies proactively: reviewing millions of transactions against detailed spend policies, auto-approving compliant expenses, but flagging what needs attention — all at the point of purchase. Driven by the rapid advancement of AI, Navan can now go even further, screening for a broader range of risk across transaction data, receipts, trips, and participants.

“Finance teams typically rely on multiple systems or headcount to identify risk, fraud, and policy violations. But protecting the business is fundamentally a data and volume problem — and Navan’s AI is uniquely positioned to solve that,” said Yuval Refua, Chief Product Officer, Payments & Expense at Navan. "Our Audit Engine uses multiple LLMs to test every transaction against customizable audit checks. Acting as a force multiplier for finance teams, Navan eliminates hours of detective work and lets them focus only on the transactions that truly require human judgment."

Navan's Audit Engine builds on years of travel and expense intelligence. On average, 75% of transactions are auto-approved, leaving only the remaining 25% – flagged as high-risk spend – for human review. So far this year, Navan has flagged 2 million transactions, including close to 30,000 instances of excessive tipping and hundreds of AI-generated fraudulent receipts that traditional providers miss. Other audit flags include weekend spend, receipt amount mismatches, and prohibited items like alcohol and tobacco.

"We previously had to review every single expense report,” said Kylee Bloodworth, Senior Director, Global Accounting at Pendo.io. “Now, thanks to auto-approval of expenses within our thresholds, we save at least ten hours each week. Plus, employees are reimbursed for out-of-pocket expenses within five days of approval, which is much faster than before.”

While catching internal risk and fraud is critical, a more challenging problem for enterprise compliance teams is knowing who they are doing business with. A single transaction with a politically exposed or sanctioned individual can trigger FCPA violations carrying fines in the tens or hundreds of millions of dollars. Until now, managing this risk has required separate compliance tools that operate outside the T&E workflow, creating a dangerous blind spot between when a transaction happens and when it gets screened.

Navan’s new Anti-Corruption and Bribery check is designed to close that gap and can be turned on with a single click. Every transaction is screened silently so compliance teams can navigate global risk without alerting potentially non-compliant individuals.

The Audit Engine is now available for all Navan customers globally, and the new Anti-Corruption and Bribery check is currently in beta with plans for a full global rollout soon.

About Navan

Navan (NASDAQ: NAVN) is the global AI-powered business travel and expense platform that makes travel easy for frequent travelers. From finding flights and hotels, to automating expense reconciliation, with 24/7 support along the way, Navan delivers an intuitive experience travelers love and finance teams rely on. See how Navan customers benefit and learn more at navan.com.

Forward-Looking Statements

All statements in this press release other than statements of historical fact could be deemed to be forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are often identified by words such as “anticipate,” “believe,” “estimate,” “expect,” “intend,” “may,” “plan,” “project,” “will,” or similar expressions. Such statements are subject to risks, uncertainties and other factors that may cause actual results to be materially different from any future results expressed or implied by the forward-looking statements. These risks and other factors include the risks described under the caption “Risk Factors” in Navan’s Quarterly Report on Form 10-Q filed with the Securities and Exchange Commission (“SEC”) on December 15, 2025 and in other reports Navan files from time to time with the SEC. Except as required by law, Navan undertakes no obligation, and does not intend, to update these forward-looking statements.

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