Regional banking company First Financial Bancorp (NASDAQ: FFBC) will be reporting results this Thursday after market close. Here’s what investors should know.
First Financial Bancorp beat analysts’ revenue expectations by 3.1% last quarter, reporting revenues of $226.3 million, up 5.4% year on year. It was a strong quarter for the company, with an impressive beat of analysts’ revenue estimates and a decent beat of analysts’ net interest income estimates.
Is First Financial Bancorp a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.
This quarter, analysts are expecting First Financial Bancorp’s revenue to grow 13.5% year on year to $228.3 million, a reversal from the 5.1% decrease it recorded in the same quarter last year. Adjusted earnings are expected to come in at $0.75 per share.
Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. First Financial Bancorp has missed Wall Street’s revenue estimates four times over the last two years.
Looking at First Financial Bancorp’s peers in the regional banks segment, some have already reported their Q3 results, giving us a hint as to what we can expect. East West Bank delivered year-on-year revenue growth of 18.3%, beating analysts’ expectations by 7.1%, and First Horizon reported revenues up 7.5%, topping estimates by 7.7%. First Horizon traded down 13.3% following the results.
Read our full analysis of East West Bank’s results here and First Horizon’s results here.
Questions about potential tariffs and corporate tax changes have caused much volatility in 2025. While some of the regional banks stocks have shown solid performance in this choppy environment, the group has generally underperformed, with share prices down 4.7% on average over the last month. First Financial Bancorp is down 6.4% during the same time and is heading into earnings with an average analyst price target of $30.17 (compared to the current share price of $24.35).
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